3570 Coldwater Rd, Inez, KY 41224 Property Records

Martin County property record for 3570 Coldwater Rd, Inez, KY 41224

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,750 sqft · built 2007
Lot Size	0.079 acres (3,484 sqft)
Owner	2 Individual Names on File
Last Sale	$5,000 (Sep 2004)
Tax Bill	$1,467 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-03-01-002.01`

Property Details

APN / Parcel Number

Primary APN	`038-03-01-002.01`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,750 sqft Living Area

Exterior

Year Built	Built 2007
Exterior Material	Aluminum Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,484 sqft (0.079 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3570 COLDWATER RD
City	INEZ
State	KY
Zip	41224-8734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.8 ACRE & IMP
Jurisdiction	MARTIN KY
Township / Civil Division	INEZ
Census Block Group	1
Census Block	1012
Census Tract	950201

Owner

Source: Martin County records, as of February 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3570 COLDWATER RD, INEZ, KY 41224-8734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK NA
Aug 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2004 · Amount on File
Deed Sale	Sep 1, 2004 · Amount on File
Deed Document Number	0000155446
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN KY
Property Address	3570 COLDWATER RD, INEZ, KY 41224-8734
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M170/713
Date	Oct 20, 2025
Book Page	M170/713
Instrument	103387

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN KY
Property Address	3570 COLDWATER RD, INEZ, KY 41224-8734
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M161/315
Date	Sep 24, 2021
Book Page	M161/315
Instrument	95075

Lender

Name	COMMUNITY TRUST BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN KY
Property Address	3570 COLDWATER RD, INEZ, KY 41224-8734
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M152/673
Date	Aug 28, 2018
Book Page	M152/673
Instrument	89781

Lender

Name	COMMUNITY TRUST BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 3, 2038

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Martin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,467.00 (+0.62%)	$100,000 (-) Land $8,000 Building $92,000	$100,000 (-) Land $8,000 Building $92,000
2023	$1,458.00	$100,000 Land $8,000 Building $92,000	$100,000 Land $8,000 Building $92,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	20 (2004–2025)
Claims Outside the SFHA	8 of 20
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 3 claims Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 8 claims Severe Storms, Tornadoes, Flooding, And Mudslides, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 92% of Kentucky
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO WATER DISTRICT #1 serves 9,003 people · EPA ID KY0800273
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Nov 2023 Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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