3658 Davison Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 3658 Davison Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1972
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,625 (2025)
Deeds & Mortgages	Apr 2021 Second Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`008-002-017-00`

Property Details

APN / Parcel Number

Primary APN	`008-002-017-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	20,038 sqft (0.46 acres)
Garage Area	1,444 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3658 DAVISON RD
City	LAPEER
State	MI
Zip	48446-2926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	08 03 106 000 00 SEC 2 T7N R9E THE W 100 FT OF E 500 FT OF N 200 FT OF S 300 FT OF W 1/2 OF SE 1/4. .46 A.
Legal Range	09E
Legal Township	07N
Legal Section	02
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1000
Census Tract	336000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3658 DAVISON RD, LAPEER, MI 48446-2926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHOICEONE BANK
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROSS MORTGAGE CORP
Oct 30, 2018	Quit Claim Deed, Transfer · Stand-Alone Refinance ROSS MORTGAGE COMPANY INC
Sep 29, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 12, 2018
Transfer Doc	0029920369
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3658 DAVISON RD, LAPEER, MI 48446-2926
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3659 DAVISON RD, LAPEER, MI 48446-2908

Mortgage

Document Number	0031980327
Date	Apr 28, 2021
Book Page	3198/327

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3658 DAVISON RD, LAPEER, MI 48446-2926
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3658 DAVISON RD, LAPEER, MI 48446-2926

Mortgage

Document Number	0031330994
Date	Oct 2, 2020
Book Page	3133/994

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 1, 2035

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Oct 30, 2018
Property Address	3658 DAVISON RD, LAPEER, MI 48446-2926
Document Number	0029920367
Book / Page	2992 / 367
Instrument Date	Oct 12, 2018
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3658 DAVISON RD, LAPEER, MI 48446-2926

Mortgage

Document Number	0029920369
Date	Oct 30, 2018
Book Page	2992/369

Lender

Name	ROSS MORTGAGE COMPANY INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	229 Months
Due	Nov 1, 2037

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 29, 2017
Property Address	3658 DAVISON RD, LAPEER, MI 48446-2926
Document Number	0029210231
Book / Page	002921 / 000231
Instrument Date	Sep 28, 2017
Transaction Type	Transfer
Record Updated	Nov 22, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3658 DAVISON RD #R LAPEER MI 484462926, R, LAPEER, MI 48446-2926

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,600 (+3.43%)	$193,200 (+3.43%)
2025	$1,625.00 (+5.31%) Homeowner's exemption	$93,400 (+11.06%)	$186,800 (+11.06%)
2024	$1,543.00 (+11.73%)
2023		$84,100	$168,200
2022	$1,381.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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