3638 Davison Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 3638 Davison Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,082 sqft · built 1975
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (May 2022)
Tax Bill	$1,843 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-002-019-00`

Property Details

APN / Parcel Number

Primary APN	`008-002-019-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,082 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Flooring	Carpet

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	20,038 sqft (0.46 acres)
Garage Area	440 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3638 DAVISON RD
City	LAPEER
State	MI
Zip	48446-2926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	08 03 108 000 00 SEC 2 T7N R9E THE W 100 FT OF THE E 300 FT OF THE N 200 FT OF THE S 300 FT OF W 1/2 OF SE 1/4. .46 A.
Legal Range	09E
Legal Township	07N
Legal Section	02
Legal Subdivision	PEARCE SUB
Legal Lot Number	5-6
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1000
Census Tract	336000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3638 DAVISON RD, LAPEER, MI 48446-2926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Warranty Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC
May 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage ELGA CU
Jul 31, 2017	Warranty Deed, Transfer · Conventional with PMI CHURCHILL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2022 · Amount on Record
Deed Sale	May 16, 2022 · Amount on Record
Prior Sale	Jul 31, 2017 · Amount on Record
Deed Book / Page	3293 / 716
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	May 16, 2022
Property Address	3638 DAVISON RD, LAPEER, MI 48446-2926
Document Number	0032930716
Book / Page	3293 / 716
Instrument Date	May 13, 2022
Transaction Type	Transfer
Record Updated	Jun 23, 2022
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3638 DAVISON RD, 3638, LAPEER, MI 48446-2926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52880 TACOMA NARROWS DR, MACOMB, MI 48042-3612

Mortgage

Document Number	0003293626
Date	May 16, 2022
Instrument	3293/626

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3638 DAVISON RD, LAPEER, MI 48446-2926
Document Number	0030230878
Instrument Date	May 3, 2019
Transaction Type	Mortgage
Record Updated	Jun 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3638 DAVISON RD LAPEER MI 484462926, LAPEER, MI 48446-2926

Mortgage

Document Number	0030230878
Date	May 17, 2019
Book Page	003023/000878

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 16, 2029

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jul 31, 2017
Property Address	3638 DAVISON RD, LAPEER, MI 48446-2926
Document Number	0029080294
Book / Page	002908 / 000294
Instrument Date	Jul 21, 2017
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 N COURT ST LAPEER MI 484462122, LAPEER, MI 48446-2122

Mortgage

Document Number	29080296
Date	Jul 31, 2017
Book Page	002908/000296

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2047

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,400 (+4.98%)	$168,800 (+4.98%)
2025	$1,843.00 (-41.04%) Homeowner's exemption	$80,400 (+10.59%)	$160,800 (+10.59%)
2024	$3,126.00 (+127.18%)
2023		$72,700	$145,400
2022	$1,376.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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