Adams County property record for 3657 E State Rd 218, Berne, IN 46711
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3,676 sqft · built 1948 |
| Lot Size | 48.2 acres (2,103,077 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,947 (2025) |
| Deeds & Mortgages | Oct 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-09-31-400-005.000-002 |
| Primary APN | 01-09-31-400-005.000-002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,676 sqft Living Area |
| 1st Floor Area | 3,676 sqft |
| Basement Area | 2,016 sqft |
| Unfinished Basement | 2,016 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Slate |
| Lot Area | 2,103,077 sqft (48.2 acres) |
| Shed | 1 Shed |
| Shed Area | 532 sqft |
| Heating System | Other |
|---|
| Account Number | 01415829124 |
|---|---|
| Street Address | 3657 E STATE ROAD 218 |
| City | BERNE |
| State | IN |
| Zip | 46711-9437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | E PT W/2 SE SEC 31 (48.28A) |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | BLUE CREEK |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 30500 |
3657 E State Rd 218, a rural home, is owned and occupied by an individual who acquired it in September 2014.
Source: Adams County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3657 E STATE ROAD 218, BERNE, IN 46711-9437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 10, 2014 |
| Transfer Doc | 0000003338 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 3657 E STATE ROAD 218, BERNE, IN 46711-9437 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019003909 |
|---|---|
| Date | Oct 9, 2019 |
| Instrument | 2019003909 |
| Name | FARMERS & MERCHANTS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2044 |
The 2025 property tax bill for 3657 E State Rd 218 was $4,947 with a homeowner's exemption, down 0.5% from the year before.
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Blue Creek Township |
| Unified School District | South Adams Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,947.00 (-0.54%) Homeowner's exemption | $439,700 Land $86,800 Building $352,900 | $439,700 Land $86,800 Building $352,900 |
| 2024 | $4,974.00 (+0.32%) | ||
| 2023 | $4,958.00 (+9.18%) | $398,700 (+3.64%) Land $79,900 Building $318,800 | $398,700 (+3.64%) Land $79,900 Building $318,800 |
| 2022 | $4,541.00 | $384,700 Land $67,400 Building $317,300 | $384,700 Land $67,400 Building $317,300 |
| 2020 | $4,127.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3657 E State Rd 218 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3657 E State Rd 218 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · above 40% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Watch TV Fixed Wireless | 400 / 40 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
5G and 4G LTE (outdoors only)
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