Adams County property record for 3515 E State Rd 218, Berne, IN 46711
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1,640 sqft · built 1997 |
| Lot Size | 15 acres (653,400 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,320 (2025) |
| Deeds & Mortgages | Sep 2022 Refinance Mar 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-09-31-400-003.000-002 |
| Primary APN | 01-09-31-400-003.000-002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,640 sqft Living Area |
| 1st Floor Area | 3,112 sqft |
| Basement Area | 1,640 sqft |
| Unfinished Basement | 1,640 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 653,400 sqft (15 acres) |
| Lean-To | 228 sqft |
| Heating System | Other |
|---|
| Account Number | 01206874467 |
|---|---|
| Street Address | 3515 E STATE ROAD 218 |
| City | BERNE |
| State | IN |
| Zip | 46711-9184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S 1326.55' OF W 492.57' W/2 SE SEC 31 (15A) |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | BLUE CREEK |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 30500 |
3515 E State Rd 218, a rural home, is owned and occupied by an individual.
Source: Adams County records, as of June 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3515 E STATE ROAD 218, BERNE, IN 46711-9184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MERCER SAVINGS BANK |
| Mar 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MERCER SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 3515 E STATE ROAD 218, BERNE, IN 46711-9184 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022004306 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 2022004306 |
| Name | MERCER SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 3515 E STATE ROAD 218, BERNE, IN 46711-9184 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022001251 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 2022001251 |
| Name | MERCER SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 3515 E State Rd 218 was $3,320 with a homeowner's exemption, up 1.4% from the year before.
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Blue Creek Township |
| Unified School District | South Adams Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,320.00 (+1.41%) Homeowner's exemption | $317,900 Land $46,900 Building $271,000 | $317,900 Land $46,900 Building $271,000 |
| 2024 | $3,274.00 (-1.09%) | ||
| 2023 | $3,310.00 (+12.2%) | $287,700 (+5.12%) Land $44,200 Building $243,500 | $287,700 (+5.12%) Land $44,200 Building $243,500 |
| 2022 | $2,950.00 | $273,700 Land $39,200 Building $234,500 | $273,700 Land $39,200 Building $234,500 |
| 2020 | $2,703.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3515 E State Rd 218 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3515 E State Rd 218 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 63% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Watch TV Fixed Wireless | 400 / 40 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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