3657 BANNOCK FLAGSTAFF AZ 860054001, FLAGSTAFF, AZ 86005-4001
Mortgage
Document Number
3853893
Date
Sep 30, 2019
Instrument
3853893
Lender
Name
PRIME LNDG
Address
DALLAS, TX 75252
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
Sep 29, 2049
June 2019: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
COCONINO AZ
Recording Date
Jun 20, 2019
Property Address
3657 BANNOCK, FLAGSTAFF, AZ 86005-4001
Document Number
0003844738
Instrument Date
Jun 6, 2019
Instrument
3844738
Transaction Type
Transfer
Record Updated
Jul 2, 2019
Title Company
NATIONWIDE TITLE CLEARING INC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$259.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
3657 BANNOCK FLAGSTAFF AZ 860054001, FLAGSTAFF, AZ 86005-4001
Mortgage
Document Number
3844739
Date
Jun 20, 2019
Instrument
3844739
Lender
Name
PRIME LNDG
Address
DALLAS, TX 75252
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
Jun 19, 2049
Tax Assessment & Valuation
The 2025 property tax bill for 3657 Bannock was $1,690, up 6.3% from the year before.
Source: Coconino County assessment roll, as of May 16, 2025
Property Jurisdictions
Type
Name
State
Arizona
County
Coconino County
Unified School District
Flagstaff Unified District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$39,970 (+0.99%)Land $11,475Building $28,495
2025
$1,690.00 (+6.29%)
$39,579 (-2.39%)
$395,786Land $134,620Building $261,166
2024
$1,590.00 (+7.65%)
$40,549Land $13,462Building $27,087
2023
$1,477.00Homeowner's exemption
$405,492Land $134,620Building $270,872
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 3657 Bannock in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 8 (10% premium discount)
Nearby Flood Policies
4 in force
Nearby Flood Claims
1 (1993)
Most Recent Claim
Feb 1993 · Severe Storms, Tornadoes & Flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3657 Bannock is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Very High above 90% of the US · above 86% of Arizona
Wildfire Likelihood
1% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
PONDEROSA UTILITY CORP private · serves 1,585 people · EPA ID AZ0403018
Water Source
Groundwater
Last State Inspection
Apr 2024
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Sanitary survey deficiency not corrected Jul 2024 Coliform assessment Oct 2023
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025