3613 Bannock, Flagstaff, AZ 86005 Property Records

Coconino County property record for 3613 Bannock, Flagstaff, AZ 86005

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,253 sqft · built 1982
Lot Size	0.23 acres (10,018 sqft)
Owner	Individual Name on File
Tax Bill	$2,367 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`115-12-023A`

Property Details

APN / Parcel Number

Primary APN	`115-12-023A`
Alternative APNs	`R0081723` `11512023`

Interior

Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,253 sqft Living Area
1st Floor Area	835 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Multi-Level
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Metal Porch
Porch Area	364 sqft
Deck Area	Deck Area
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0081723
Street Address	3613 BANNOCK
City	FLAGSTAFF
State	AZ
Zip	86005-4001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: MOUNTAINAIRE UNIT 05 LOT: 706 AND:- LOT: 707 , SIXTEENTH: NW QUARTER: SE SECTION: 28 TOWNSHIP: 20N RANGE: 07E
Legal Subdivision	MOUNTAINAIRE UNIT 05
Legal Lot Number	706
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1017
Census Tract	1500

Owner

3613 Bannock is owned and occupied by an individual who acquired it in June 2023.

Source: Coconino County records, as of August 26, 2025

Owner of Record	Individual Name on File
Mailing Address	3613 BANNOCK, FLAGSTAFF, AZ 86005-4001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 7, 2023	Intrafamily Transfer, Transfer
Aug 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 7, 2023
Transfer Doc	0003975327
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	3613 BANNOCK, FLAGSTAFF, AZ 86005-4001
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3613 BANNOCK, FLAGSTAFF, AZ 86005-4001

Mortgage

Document Number	0003975085
Date	Jun 5, 2023
Instrument	3975085

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COCONINO AZ
Recording Date	Jun 7, 2023
Property Address	3613 BANNOCK, FLAGSTAFF, AZ 86005-4001
Document Number	0003975327
Map Reference	CASE 2 MAP 53
Instrument Date	May 26, 2023
Instrument	3975327
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3613 BANNOCK, FLAGSTAFF, AZ 86005-4001

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	3613 BANNOCK, FLAGSTAFF, AZ 86005-4001
Document Number	0003851387
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3613 BANNOCK FLAGSTAFF AZ 860054001, FLAGSTAFF, AZ 86005-4001

Mortgage

Document Number	0003851387
Date	Sep 3, 2019
Instrument	3851387

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3613 Bannock was $2,367, up 6.3% from the year before.

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,975 (-5.53%) Land $14,607 Building $27,368
2025	$2,367.00 (+6.29%)	$44,433 (+0.61%)	$444,336 Land $171,842 Building $272,494
2024	$2,227.00 (+7.69%)	$44,165 (+37.2%) Land $17,184 Building $26,981
2023	$2,068.00 (+7.6%) Homeowner's exemption	$32,191 Land $10,229 Building $21,962	$441,651 (+37.2%) Land $171,842 Building $269,809
2022	$1,922.00 Homeowner's exemption		$321,905 Land $102,287 Building $219,618

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3613 Bannock in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Feb 1993 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3613 Bannock is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 86% of Arizona
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONDEROSA UTILITY CORP private · serves 1,585 people · EPA ID AZ0403018
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024 Coliform assessment Oct 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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