3656 River Rd, Downsville, NY 13755 Property Records

Delaware County and Colchester Town property record for 3656 River Rd, Downsville, NY 13755

Property Summary

Property Type	Duplex
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Aug 2021)
Tax Bill	$2,147 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`122400 376.-3-7`

Property Details

APN / Parcel Number

Primary APN	`122400 376.-3-7`
Alternative APNs	`24003760000003007000` `05633708009`

Exterior

Architectural Style	Duplex Single
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	177 ft deep x 149 ft wide

Location & Zoning

Account Number	05633708009
Street Address	3656 RIVER RD
City	DOWNSVILLE
State	NY
Zip	13755-3447
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 7 #2395 RICHARD D NORTHRUP JR
Legal Block	3
Legal Lot Number	7.000
Jurisdiction	DELAWARE NY
Township / Civil Division	COLCHESTER
Census Block Group	1
Census Block	1045
Census Tract	971300

Owner

Source: Delaware County and Colchester Town assessment roll, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	483 CORBETT RD, DOWNSVILLE, NY 13755-3419
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed, Transfer · Stand-Alone First Mortgage WAYNE BANK
Aug 10, 2017	Deed of Trust, Mortgage WAYNE BANK
Aug 10, 2017	Deed of Trust, Mortgage WAYNE BANK
Aug 10, 2017	Deed of Trust, Mortgage WAYNE BANK
Aug 10, 2017	Deed of Trust, Mortgage WAYNE BANK
Aug 10, 2017	Deed of Trust, Mortgage WAYNE BANK
Aug 10, 2017	Deed of Trust, Mortgage WAYNE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 27, 2021 · Amount on Record
Deed Sale	Aug 27, 2021 · Amount on Record
Prior Sale	Mar 9, 2011 · Amount on Record
Deed Document Number	20216407
Deed Book / Page	1681 / 232
Record Updated	Jun 8, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Aug 27, 2021
Property Address	3656 RIVER RD, DOWNSVILLE, NY 13755-3447
Document Number	1681/232
Book / Page	1681 / 232
Instrument Date	Aug 26, 2021
Instrument	6407
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	483 CORBETT RD, DOWNSVILLE, NY 13755-3419

Mortgage

Document Number	6408
Date	Aug 27, 2021
Instrument	6408

Lender

Name	WAYNE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	3656 RIVER RD, DOWNSVILLE, NY 13755-3447
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002095/0000000059
Date	Aug 10, 2017
Book Page	0000002095/0000000059
Instrument	000000005783

Lender

Name	WAYNE BANK
Type	Bank

Agreement

Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	3656 RIVER RD, DOWNSVILLE, NY 13755-3447
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002095/0000000059
Date	Aug 10, 2017
Book Page	0000002095/0000000059
Instrument	000000005783

Lender

Name	WAYNE BANK
Type	Bank

Agreement

Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	3656 RIVER RD, DOWNSVILLE, NY 13755-3447
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002095/0000000059
Date	Aug 10, 2017
Book Page	0000002095/0000000059
Instrument	000000005783

Lender

Name	WAYNE BANK
Type	Bank

Agreement

Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	3656 RIVER RD, DOWNSVILLE, NY 13755-3447
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002095/0000000059
Date	Aug 10, 2017
Book Page	0000002095/0000000059
Instrument	000000005783

Lender

Name	WAYNE BANK
Type	Bank

Agreement

Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	3656 RIVER RD, DOWNSVILLE, NY 13755-3447
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002095/0000000059
Date	Aug 10, 2017
Book Page	0000002095/0000000059
Instrument	000000005783

Lender

Name	WAYNE BANK
Type	Bank

Agreement

Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	3656 RIVER RD, DOWNSVILLE, NY 13755-3447
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002095/0000000059
Date	Aug 10, 2017
Book Page	0000002095/0000000059
Instrument	000000005783

Lender

Name	WAYNE BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Delaware County and Colchester Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Colchester Town
Unified School District	Downsville Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,147.00 (+5.5%)	$3,300 (-) Land $500 Building $2,800	$82,500 (-) Land $12,500 Building $70,000
2023		$3,300 Land $500 Building $2,800	$82,500 Land $12,500 Building $70,000
2020	$2,035.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Nearby Flood Policies	33 in force
Nearby Flood Claims	55 (1978–2017)
Claims Outside the SFHA	23 of 55
Most Recent Claim	May 2017 · rainfall accumulation
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 3 claims Severe Storms And Flooding, Jun 2006 · 31 claims Tropical Depression Ivan, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MTC Cable Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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