Delaware County and Colchester Town property record for 3608 River Rd, Downsville, NY 13755 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,626 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 122400 376.-3-5 |
| Primary APN | 122400 376.-3-5 |
|---|---|
| Alternative APNs |
|
| Lot Area | 11,761 sqft (0.27 acres) |
|---|---|
| Lot Dimensions | 152 ft deep x 79 ft wide |
| Account Number | 05633698009 |
|---|---|
| Street Address | 3608 RIVER RD |
| City | DOWNSVILLE |
| State | NY |
| Zip | 13755-3412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 5.000 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | COLCHESTER |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 971300 |
Source: Delaware County and Colchester Town records · APN 122400 376.-3-5
Assessment roll updated April 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 366, DOWNSVILLE, NY 13755-0366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE NY |
| Property Address | 3608 RIVER RD, DOWNSVILLE, NY 13755-3412 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000002146/0000000215 |
|---|---|
| Date | Aug 28, 2018 |
| Book Page | 0000002146/0000000215 |
| Instrument | 000000007098 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 353 Months |
| Due | Jan 01, 2048 |
Source: Delaware County and Colchester Town records · Assessment roll updated April 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Colchester Town |
| Unified School District | Downsville Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,626.00 (+28.84%) | $2,500 (-) Land $500 Building $2,000 | $62,500 (-) Land $12,500 Building $50,000 |
| 2023 | $2,500 Land $500 Building $2,000 | $62,500 Land $12,500 Building $50,000 | |
| 2020 | $1,262.00 |
Source: FEMA National Flood Hazard Layer, Delaware County (36025C), updated October 13, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360259713001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 33 individual NFIP policies nearby |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 55 (1978–2017) |
| Claims Outside the SFHA | 23 of 55 |
| Most Recent Claim | May 2017, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 50 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| MTC Cable | Cable | 1,000 / 50 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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