3656 Mockingbird Dr, Vero Beach, FL 32963 Property Records

Indian River County property record for 3656 Mockingbird Dr, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,557 sqft · built 1986
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Oct 1992)
Tax Bill	$6,801 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-40-31-00007-0160-00001.0`

Property Details

APN / Parcel Number

Primary APN	`32-40-31-00007-0160-00001.0`
Alternative APN	`58070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,557 sqft Living Area
1st Floor Area	3,017 sqft
2nd Floor Area	540 sqft
Interior Walls	Wallboard/Drywall
Fireplace	2 Story

Exterior

Year Built	Built 1986
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Clay Tile
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	110 ft deep x 120 ft wide
Garage Area	625 sqft
Driveway	Driveway
Driveway Area	900 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	630 sqft
Patio Area	270 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	58070
Street Address	3656 MOCKINGBIRD DR
City	VERO BEACH
State	FL
Zip	32963-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	VEROMAR PLAT 2 PBI 1-89 LOTS 1,2,3,4 & N 12.5 FT OF LOT 5 TOGETHER WITH THE W HALF OF ABND ALLEY LYING E OF LOTS 1, 2, 3, 4
Legal Range	40
Legal Township	32
Legal Section	31
Legal Subdivision	VEROMAR
Legal Block	16
Legal Lot Number	1-5 2
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1025
Census Tract	50505

Owner

3656 Mockingbird Dr is owned by two individuals who bought it in October 1992.

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 643346, VERO BEACH, FL 32964-3346
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 1992 · Amount on File
Deed Sale	Oct 1, 1992 · Amount on File
Deed Document Number	0009511262
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	3656 MOCKINGBIRD DR, VERO BEACH, FL 32963-1514
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3656 MOCKINGBIRD DR, VERO BEACH, FL 32963-1514

Mortgage

Document Number	0033852408
Date	Feb 9, 2021
Book Page	3385/2408
Instrument	3120210008736

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3656 Mockingbird Dr was $6,801.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,801.00	$449,370	$1,331,900 Land $642,600 Building $689,300
2023	$6,101.00 (+3.06%)	$422,627 (+3%)	$1,145,983 (+30.97%) Land $642,600 Building $503,383
2022	$5,920.00	$410,318	$875,012 Land $459,000 Building $416,012

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3656 Mockingbird Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 200 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	603 units insured incl. 403 condo units
Nearby Flood Claims	76 (1984–2024)
Claims Outside the SFHA	41 of 76
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Hurricane Frances, Sep 2004 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3656 Mockingbird Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20