3550 Mockingbird Dr, Vero Beach, FL 32963 Property Records

Indian River County property record for 3550 Mockingbird Dr, Vero Beach, FL 32963

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,231 sqft · built 1963
Lot Size0.339 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$470,000 (Mar 2015)
Tax Bill$7,443 (2025)
Deeds & MortgagesSep 2020 Mortgage
Feb 2017 Loan Modification
+ 1 more
Flood ZoneZone X (moderate risk)
APN32-40-31-00007-0050-00001.0

Property Details

APN / Parcel Number

Primary APN32-40-31-00007-0050-00001.0
Alternative APN
  • 57965

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area2,231 sqft Living Area
1st Floor Area2,231 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeRetaining Wall
Roof TypeGambrel
Roof MaterialMetal
Lot Area14,810 sqft (0.339 acres)
Lot Dimensions135 ft deep x 110 ft wide
Garage Area504 sqft
DrivewayDriveway
Driveway Area2,042 sqft

Exterior Amenities

Pool Area1 sqft
PorchOpen Porch
Porch Area96 sqft
Patio Area377 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number57965
Street Address3550 MOCKINGBIRD DR
CityVERO BEACH
StateFL
Zip32963-1703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionVEROMAR PLAT 2 PBI 1-89 LOTS 1 TO 5 INC & W 1/2 OF ABNDALLEY AS IN OR BK 161 PP 472 BLK 5
Legal Range40
Legal Township32
Legal Section31
Legal SubdivisionVEROMAR
Legal Block5
Legal Lot Number1-5
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1036
Census Tract50505

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3550 MOCKINGBIRD DR, VERO BEACH, FL 32963-1703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
FBC MORTGAGE LLC
Feb 27, 2017Loan Modification, Mortgage · Line of Credit
SEACOAST NAT'L BK
Feb 27, 2017Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage
SEACOAST NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2015 · Amount on Record
Deed SaleMar 12, 2015 · Amount on Record
Deed Document Number3120150014946
Deed Book / Page2829 / 2014
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address3550 MOCKINGBIRD DR, VERO BEACH, FL 32963-1703
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3550 MOCKINGBIRD DR, VERO BEACH, FL 32963-1703

Mortgage

Document Number0033422204
DateSep 30, 2020
Book Page3342/2204
Instrument3120200057988
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2035

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionINDIAN RIVER FL
Property Address3550 MOCKINGBIRD DR, VERO BEACH, FL 32963-1703
Document Number0030061333
Instrument DateFeb 27, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3550 MOCKINGBIRD DR VERO BEACH FL 329631703, VERO BEACH, FL 32963-1703

Mortgage

Document Number0030061333
DateMar 8, 2017
Book Page003006/001333
Instrument12545
Lender
NameSEACOAST NAT'L BK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2017: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionINDIAN RIVER FL
Property Address3550 MOCKINGBIRD DR, VERO BEACH, FL 32963-1703
Document Number0030061333
Instrument DateFeb 27, 2017
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3550 MOCKINGBIRD DR VERO BEACH FL 329631703, VERO BEACH, FL 32963-1703

Mortgage

Document Number0030061333
DateMar 8, 2017
Book Page003006/001333
Instrument12545
Lender
NameSEACOAST NAT'L BK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalityVero Beach City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,443.00 (+8.44%)$493,606 (+4.56%)$1,138,031 (+11.61%) Land $654,500 Building $483,531
2023$6,864.00 (+3.47%)$472,095 (+3.41%)$1,019,636 (+37.62%) Land $654,500 Building $365,136
2022$6,634.00$456,524$740,911 Land $467,500 Building $273,411

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 200 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies603 units insured
incl. 403 condo units
Nearby Flood Claims76 (1984–2024)
Claims Outside the SFHA41 of 76
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Frances, Sep 2004 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VERO BEACH
serves 37,308 people · EPA ID FL3310206
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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