Baltimore County property record for 3656 Galloway Rd, Middle River, MD 21220
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,400 sqft · built 2021 |
| Lot Size | 0.303 acres (13,207 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,203 (2023) |
| Deeds & Mortgages | Apr 2022 Refinance Mar 2020 Construction Loan |
| APN | 15-1503474430 |
| Primary APN | 15-1503474430 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,400 sqft Total Area |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2021 |
|---|---|
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,207 sqft (0.303 acres) |
| Lot Width | 40 ft Width |
| Garage Type | Basement |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 352 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1503474430 |
|---|---|
| Street Address | 3656 GALLOWAY RD |
| City | MIDDLE RIVER |
| State | MD |
| Zip | 21220-4431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOWLEYS QUARTERS |
| Legal Subdivision | BOWLEYS QUARTERS |
| Legal Lot Number | 25 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 451802 |
3656 Galloway Rd is owned and occupied by two individuals who acquired it in November 2014.
Source: Baltimore County records, as of September 22, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3656 GALLOWAY RD, MIDDLE RIVER, MD 21220-4431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance POINT BREEZE CU |
| Mar 17, 2020 | Deed of Trust, Mortgage · Construction Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2014 |
| Deed Sale | Nov 5, 2014 |
| Prior Sale | Jan 16, 2004 |
| Deed Document Number | 516541 |
| Deed Book / Page | 35532 / 201 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 3656 GALLOWAY RD, MIDDLE RIVER, MD 21220-4431 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0466930220 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 46693/220 |
| Name | POINT BREEZE CU |
|---|---|
| Type | Credit Union |
| Address | HUNT VALLEY, MD 21031 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 3656 GALLOWAY RD, MIDDLE RIVER, MD 21220-4431 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0425870445 |
|---|---|
| Date | Mar 17, 2020 |
| Book Page | 42587/445 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | TOWSON, MD 21204 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 371 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
Source: Baltimore County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,203.00 | $582,600 Land $223,300 Building $359,300 | $582,600 Land $223,300 Building $359,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3656 Galloway Rd; there have been 175 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 168 policies |
| Nearby Flood Policies | 168 in force |
| Nearby Flood Claims | 175 (1979–2024) |
| Claims Outside the SFHA | 36 of 175 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3656 Galloway Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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