3650 Galloway Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 3650 Galloway Rd, Middle River, MD 21220

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,998 sqft · built 2005
Lot Size	0.232 acres (10,100 sqft)
Owner	2 Individual Names on File
Last Sale	$781,000 (Oct 2024)
Tax Bill	$8,373 (2024)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Sep 2018 Mortgage
APN	`15-1513207360`

Property Details

APN / Parcel Number

Primary APN	`15-1513207360`
Alternative APN	`1513207360`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,998 sqft Living Area
Gross Area	2,538 sqft
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,100 sqft (0.232 acres)
Lot Dimensions	207 ft deep x 50 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	358 sqft
Patio Area	216 sqft
Gazebo	225 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Account Number	1513207360
Street Address	3650 GALLOWAY RD
City	MIDDLE RIVER
State	MD
Zip	21220-4431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOWLEYS QUARTERS
Legal Subdivision	BOWLEYS QUARTERS
Legal Block	1
Legal Lot Number	28
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1023
Census Tract	451802

Owner

3650 Galloway Rd is owned and occupied by two individuals who bought it in October 2024.

Source: Baltimore County records, as of September 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3650 GALLOWAY RD, MIDDLE RIVER, MD 21220-4431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2019	Grant Deed, Transfer · Conventional Mortgage ROSEDALE FED'L S&L ASSN
Sep 4, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2024 · Amount on File
Deed Sale	Oct 23, 2024 · Amount on File
Prior Sale	Jul 15, 2019 · Amount on File
Prior Transfer Date	Jul 26, 2018
Prior Transfer Doc	0406290408
Record Updated	Jun 8, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jul 15, 2019
Property Address	3650 GALLOWAY RD, BALTIMORE, MD 21220-4431
Document Number	0416370327
Book / Page	041637 / 000327
Instrument Date	Jul 11, 2019
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3650 GALLOWAY RD MIDDLE RIVER MD 212204431, MIDDLE RIVER, MD 21220-4431

Mortgage

Document Number	416370332
Date	Jul 15, 2019
Book Page	041637/000332

Lender

Name	ROSEDALE FED'L S&L ASSN
Type	Federal Savings Bank
Address	BALTIMORE, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 14, 2034

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALTIMORE MD
Recording Date	Sep 4, 2018
Property Address	3650 GALLOWAY RD, BALTIMORE, MD 21220-4431
Document Number	0406290408
Book / Page	0040629 / 408
Map Reference	MB WPC7 FO12
Instrument Date	Jul 26, 2018
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3650 GALLORWAY RD, MIDDLE RIVER, MD 21220-4431

Mortgage

Document Number	0040629414
Date	Sep 4, 2018
Instrument	0040629/414

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$644,567	$706,400 Land $325,500 Building $380,900
2024	$8,373.00 (+120.52%)
2023	$3,797.00	$520,900 Land $221,100 Building $299,800	$520,900 Land $221,100 Building $299,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3650 Galloway Rd; there have been 175 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 168 policies
Nearby Flood Policies	168 in force
Nearby Flood Claims	175 (1979–2024)
Claims Outside the SFHA	36 of 175
Most Recent Claim	Aug 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 112 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3650 Galloway Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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