3655 Sawmill Ct, Cumming, GA 30040 Property Records

Forsyth County property record for 3655 Sawmill Ct, Cumming, GA 30040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,880 sqft · built 2008
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (May 2008)
Tax Bill	$4,744 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`129-000-431`

Property Details

APN / Parcel Number

Primary APN	`129-000-431`
Alternative APNs	`0000174057` `129 431`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,880 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Other
Construction Type	Wood
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	520 sqft
Deck Area	Deck Area
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000174057
Street Address	3655 SAWMILL CT
City	CUMMING
State	GA
Zip	30040-6376
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2R
Legal Description	2-1 158 LT8 SAWMILL CREEK
Legal Subdivision	SAWMILL CREEK
Legal Block	1
Legal Lot Number	8
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	1
Census Block	1017
Census Tract	130410

Owner

3655 Sawmill Ct is owned and occupied by two individuals who acquired it in March 2021.

Source: Forsyth County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3655 SAWMILL CT, CUMMING, GA 30040-6376
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLIANT CREDIT UNION
Mar 1, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2008 · Amount on File
Deed Sale	May 9, 2008 · Amount on File
Deed Book / Page	5127 / 549
Last Transfer Date	Mar 1, 2021
Transfer Doc	0099900108
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	3655 SAWMILL CT, CUMMING, GA 30040-6376
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3655 SAWMILL CT, CUMMING, GA 30040-6376

Mortgage

Document Number	0099900000000111
Date	Mar 8, 2021
Book Page	0000009990/0000000111

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2031

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Mar 1, 2021
Property Address	3655 SAWMILL CT, CUMMING, GA 30040-6376
Document Number	0099900108
Book / Page	9990 / 108
Instrument Date	Mar 1, 2021
Instrument	2021-002540
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3655 SAWMILL CT, CUMMING, GA 30040-6376

Tax Assessment & Valuation

The 2025 property tax bill for 3655 Sawmill Ct was $4,744 with exemptions applied, up 2.6% from the year before.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,744.00 (+2.62%) Homeowner's exemption Additional exemption filed	$245,048 Land $68,000 Building $177,048	$612,620 Land $170,000 Building $442,620
2024	$4,623.00 (+21.72%)
2023	$3,798.00 (-3.65%) Homeowner's exemption	$204,292 (+44.57%) Land $48,000 Building $156,292	$510,730 (+44.57%) Land $120,000 Building $390,730
2022	$3,942.00 Homeowner's exemption	$141,312 Land $30,000 Building $111,312	$353,280 Land $75,000 Building $278,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3655 Sawmill Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3655 Sawmill Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMMING serves 58,661 people · EPA ID GA1170000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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