3620 Sawmill Ct, Cumming, GA 30040 Property Records

Forsyth County property record for 3620 Sawmill Ct, Cumming, GA 30040

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 3,156 sqft · built 2006
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Dec 2017)
Tax Bill	$6,008 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`129-000-425`

Property Details

APN / Parcel Number

Primary APN	`129-000-425`
Alternative APNs	`0000172059` `129 425`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,156 sqft Living Area
Basement Area	1,817 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Other
Construction Type	Wood
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000172059
Street Address	3620 SAWMILL CT
City	CUMMING
State	GA
Zip	30040-6376
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2R
Legal Description	2-1 158 LT2 SAWMILL CREEK
Legal Subdivision	SAWMILL CREEK
Legal Block	1
Legal Lot Number	2
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	1
Census Block	1017
Census Tract	130410

Owner

3620 Sawmill Ct is owned and occupied by two individuals who bought it in December 2017.

Source: Forsyth County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3620 SAWMILL CT, CUMMING, GA 30040-6376
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Jun 19, 2017	Deed of Trust, Mortgage THE CITIZENS BANK OF FORSYTH COUNTY
Dec 19, 2017	Grant Deed, Transfer · FHA Mortgage CBC NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2017 · Amount on File
Deed Sale	Dec 15, 2017 · Amount on File
Prior Sale	Aug 21, 2008 · Amount on File
Deed Document Number	201712814
Deed Book / Page	8423 / 447
Prior Transfer Date	Sep 17, 2009
Prior Transfer Doc	0055310514
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	3620 SAWMILL CT, CUMMING, GA 30040-6376
Transaction Type	Mortgage
Record Updated	Apr 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 SAWMILL CT, CUMMING, GA 30040-6376

Mortgage

Document Number	0099270000000164
Date	Feb 9, 2021
Book Page	0000009927/0000000164

Lender

Name	FIRST FEDERAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	3620 SAWMILL CT, CUMMING, GA 30040-6376
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082280727
Date	Jun 19, 2017
Book Page	8228/727
Instrument	15954310010

Lender

Name	THE CITIZENS BANK OF FORSYTH COUNTY
Type	Bank

Agreement

Amount	Amount on Record
Term	24 Months
Due	Jul 1, 2019

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Dec 19, 2017
Property Address	3620 SAWMILL CT, CUMMING, GA 30040-6376
Document Number	0084230447
Book / Page	008423 / 000447
Instrument Date	Dec 15, 2017
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3620 SAWMILL CT CUMMING GA 300406376, CUMMING, GA 30040-6376

Mortgage

Document Number	84230450
Date	Dec 19, 2017
Book Page	008423/000450

Lender

Name	CBC NAT'L BK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3620 Sawmill Ct was $6,008 with exemptions applied, up 2.7% from the year before.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,008.00 (+2.7%) Homeowner's exemption Additional exemption filed	$298,960 Land $68,000 Building $230,960	$747,400 Land $170,000 Building $577,400
2024	$5,850.00 (+16.56%)
2023	$5,019.00 (-1.63%) Homeowner's exemption	$253,624 (+44.92%) Land $48,000 Building $205,624	$634,060 (+44.92%) Land $120,000 Building $514,060
2022	$5,102.00 Homeowner's exemption	$175,008 Land $30,000 Building $145,008	$437,520 Land $75,000 Building $362,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3620 Sawmill Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3620 Sawmill Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMMING serves 58,661 people · EPA ID GA1170000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Sawmill Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures