3655 Kersten Dr, San Jose, CA 95124 Property Records

Santa Clara County property record for 3655 Kersten Dr, San Jose, CA 95124 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,215 sqft · built 1959
Lot Size0.171 acres (7,442 sqft)
Owner2 Individual Names on File
Last Sale$1,265,000 (Nov 2020)
Tax Bill$18,243 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
May 2020 Mortgage
Flood ZoneZone D (undetermined)
APN447-12-065

Property Details

APN / Parcel Number

Primary APN447-12-065

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,215 sqft Living Area
1st Floor Area1,215 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleCustom Design
Construction TypeWood
Lot Area7,442 sqft (0.171 acres)
Lot Dimensions122 ft deep x 61 ft wide
Garage Area456 sqft
Parking Spaces2 Parking Spaces
PorchNone

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address3655 KERSTEN DR
CitySAN JOSE
StateCA
Zip95124-3135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 2108 BOOK 99 PAGE 2 LOT 45
Legal SubdivisionTRACT NO 2108
Legal Tract2108
Legal Lot Number45
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group1
Census Block1019
Census Tract502908

Owner

Source: Santa Clara County records · APN 447-12-065

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3655 KERSTEN DR, SAN JOSE, CA 95124-3135
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2020Grant Deed, Transfer · Conventional Mortgage
THE GOLDEN 1 CU
May 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 25, 2020 · Amount on Record
Deed SaleNov 25, 2020 · Amount on Record
Prior SaleOct 03, 2003 · Amount on Record
Deed Document Number202024725834
Prior Transfer DateFeb 11, 2002
Prior Transfer Doc0016124061
Record UpdatedSep 20, 2026

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateNov 25, 2020
Property Address3655 KERSTEN DR, SAN JOSE, CA 95124-3135
Document Number0024725834
Map ReferenceMB 99 PG 12
Instrument DateNov 04, 2020
Instrument24725834
Transaction TypeTransfer
Record UpdatedSep 01, 2021
Title CompanyCORNERSTONE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3655 KERSTEN DR, SAN JOSE, CA 95124-3135

Mortgage

Document Number0024725835
DateNov 25, 2020
Instrument24725835
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Mortgage

Document Number0024725836
DateNov 25, 2020
Instrument24725836
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 01, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address3655 KERSTEN DR, SAN JOSE, CA 95124-3135
Document Number0024491871
Instrument DateMay 21, 2020
Transaction TypeMortgage
Record UpdatedJun 09, 2020
Title CompanyBOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3655 KERSTEN DR SAN JOSE CA 951243135, SAN JOSE, CA 95124-3135

Mortgage

Document Number0024491871
DateMay 29, 2020
Instrument24491871
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 28, 2035

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Elementary School DistrictCambrian Elementary School District (KG - 08)
Secondary School DistrictCampbell Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,396,658 (+2%) Land $1,187,106 Building $209,552
2025$18,243.00 (+1.87%)$1,369,274 (+4.04%) Land $1,163,830 Building $205,444
2024$17,908.00 (+0.54%)
2023$17,812.00 (+1.89%)$1,316,105 Land $1,118,638 Building $197,467
2022$17,481.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855029081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
Special Flood Hazard AreaNo
Flood HazardUndetermined
not studied
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 722 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
Ridge WirelessFixed Wireless (unlicensed)100 / 60
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Sail Internet Holdings, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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