3631 Kersten Dr, San Jose, CA 95124 Property Records

Santa Clara County property record for 3631 Kersten Dr, San Jose, CA 95124 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,215 sqft · built 1959
Lot Size0.172 acres (7,503 sqft)
OwnerIndividual Name on File
Last Sale$930,000 (Sep 2016)
Tax Bill$14,702 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Aug 2020 Mortgage
Flood ZoneZone D (undetermined)
APN447-12-064

Property Details

APN / Parcel Number

Primary APN447-12-064

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,215 sqft Living Area
1st Floor Area1,215 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Architectural StyleOther
Construction TypeWood
Lot Area7,503 sqft (0.172 acres)
Lot Dimensions123 ft deep x 61 ft wide
Garage Area469 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address3631 KERSTEN DR
CitySAN JOSE
StateCA
Zip95124-3135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 2108 LOT 44
Legal Subdivision2108
Legal Tract2108
Legal Lot Number44
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group1
Census Block1019
Census Tract502908

Owner

Source: Santa Clara County records · APN 447-12-064

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3631 KERSTEN DR, SAN JOSE, CA 95124-3135
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Deed of Trust, Mortgage · Line of Credit
PNC BANK NATIONAL ASSOCIATION PNC BANK N
Aug 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 08, 2016 · Amount on Record
Deed SaleSep 08, 2016 · Amount on Record
Prior SaleMar 05, 2012
Deed Document Number23426019
Record UpdatedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address3631 KERSTEN DR, SAN JOSE, CA 95124-3135
Transaction TypeMortgage
Record UpdatedNov 05, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3631 KERSTEN DR, SAN JOSE, CA 95124-3135

Mortgage

Document Number0025890732
DateOct 27, 2025
Instrument25890732
Lender
NamePNC BANK NATIONAL ASSOCIATION PNC BANK N
AddressPO BOX 8800, DAYTON, OH 45401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueNov 06, 2065
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address3631 KERSTEN DR, SAN JOSE, CA 95124-3135
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024594085
DateAug 31, 2020
Instrument24594085
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Elementary School DistrictCambrian Elementary School District (KG - 08)
Secondary School DistrictCampbell Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$14,702.00 (+2.51%)$1,079,337 (+4.04%) Land $863,472 Building $215,865
2023$14,342.00 (+1.81%)$1,037,428 Land $829,944 Building $207,484
2022$14,087.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855029081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
Special Flood Hazard AreaNo
Flood HazardUndetermined
not studied
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 722 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
Ridge WirelessFixed Wireless (unlicensed)100 / 60
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Sail Internet Holdings, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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