3654 Garrett Dr, Franklin, OH 45005 Property Records

Warren County property record for 3654 Garrett Dr, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,680 sqft · built 2019
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on File
Last Sale	$235,985 (Jan 2020)
Tax Bill	$4,666 (2025)
Deeds & Mortgages	Oct 2019 Sale Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-21-126-003-0`

Property Details

APN / Parcel Number

Primary APN	`08-21-126-003-0`
Alternative APNs	`821126003` `1442680`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,680 sqft Living Area
2nd Floor Area	700 sqft

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Lot Area	9,801 sqft (0.225 acres)
Garage Area	160 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	1442680
Street Address	3654 GARRETT DR
City	FRANKLIN
State	OH
Zip	45005-7513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILSON FARMS 5 LOT# 172
Legal Subdivision	WILSON FARMS 5
Legal Block	126
Legal Lot Number	172
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1029
Census Tract	30700

Owner

3654 Garrett Dr is owned and occupied by an individual who bought it in January 2020.

Source: Warren County records, as of February 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3654 GARRETT DR, FRANKLIN, OH 45005-7513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jan 21, 2020	Limited Warranty Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2020 · Amount on File
Deed Sale	Jan 21, 2020 · Amount on File
Prior Sale	Oct 29, 2019 · Amount on File
Deed Document Number	0000002087
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Oct 29, 2019
Property Address	3654 GARRETT DR, FRANKLIN, OH 45005-7513
Document Number	0000032408
Instrument Date	Oct 28, 2019
Instrument	32408
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$128.52
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	884 PLEASANT VALLEY DR SPRINGBORO OH 450661159, SPRINGBORO, OH 45066-1159
Investor	Possibly a Property Investor

January 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jan 21, 2020
Property Address	3654 GARRETT DR, FRANKLIN, OH 45005-7513
Document Number	0000002087
Map Reference	MB 98 PG 9&10
Instrument Date	Oct 17, 2019
Instrument	2020-002087
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	FIRSTITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3654 GARRETT DR, FRANKLIN, OH 45005-7513

Mortgage

Document Number	0000002088
Date	Jan 21, 2020
Instrument	2020-002088

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3654 Garrett Dr was $4,666.

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,666.00	$107,457 Land $24,500 Building $82,957	$307,020 Land $70,000 Building $237,020
2023	$4,151.00 (+2.52%) Homeowner's exemption	$85,005 (-) Land $14,455 Building $70,550
2022	$4,049.00 Homeowner's exemption	$85,005 Land $14,455 Building $70,550	$242,870 (-) Land $41,300 Building $201,570
2021			$242,870 Land $41,300 Building $201,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3654 Garrett Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3654 Garrett Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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