3650 Garrett Dr, Franklin, OH 45005 Property Records

Warren County property record for 3650 Garrett Dr, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,812 sqft · built 2019
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on File
Last Sale	$349,900 (Sep 2023)
Tax Bill	$4,920 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2023 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-21-126-004-0`

Property Details

APN / Parcel Number

Primary APN	`08-21-126-004-0`
Alternative APNs	`821126004` `1442681`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,812 sqft Living Area
2nd Floor Area	816 sqft
Basement Area	574 sqft
Finished Basement	574 sqft

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	9,801 sqft (0.225 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	1442681
Street Address	3650 GARRETT DR
City	FRANKLIN
State	OH
Zip	45005-7513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILSON FARMS 5 LOT# 173
Legal Subdivision	WILSON FARMS 5
Legal Block	126
Legal Lot Number	173
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1029
Census Tract	30700

Owner

3650 Garrett Dr is owned and occupied by an individual who bought it in September 2023.

Source: Warren County records, as of February 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3650 GARRETT DR, FRANKLIN, OH 45005-7513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 13, 2023	Warranty Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Jun 1, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 11, 2019	Limited Warranty Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC
Jul 16, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2023 · Amount on File
Deed Sale	Sep 13, 2023 · Amount on File
Prior Sale	Jun 1, 2021 · Amount on File
Deed Document Number	0000019546
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3650 GARRETT DR, FRANKLIN, OH 45005-7513
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3650 GARRETT DR, FRANKLIN, OH 45005-7513

Mortgage

Document Number	0000024631
Date	Oct 1, 2025
Instrument	2025-024631

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Sep 13, 2023
Property Address	3650 GARRETT DR, FRANKLIN, OH 45005-7513
Document Number	0000019546
Map Reference	MB 98 PG 9&10
Instrument Date	Aug 31, 2023
Instrument	2023-019546
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3650 GARRETT DR, FRANKLIN, OH 45005-7513

Mortgage

Document Number	0000019547
Date	Sep 13, 2023
Instrument	2023-019547

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jun 1, 2021
Property Address	3650 GARRETT DR, FRANKLIN, OH 45005-7513
Document Number	2021025261
Map Reference	MB 98 PG 9&10
Instrument Date	Apr 30, 2021
Instrument	2021-025261
Transaction Type	Transfer
Record Updated	Jun 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3650 GARRETT DR, FRANKLIN, OH 45005-7513

Mortgage

Document Number	2021025262
Date	Jun 1, 2021
Instrument	2021-025262

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

October 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Oct 11, 2019
Property Address	3650 GARRETT DR, FRANKLIN, OH 45005-7513
Document Number	0000030185
Map Reference	MB 98 PG 9&10
Instrument Date	Sep 16, 2019
Instrument	2019-030185
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3560 GARRETT DRIVE, FRANKLIN, OH 45005

Mortgage

Document Number	0000030186
Date	Oct 11, 2019
Instrument	2019-030186

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jul 16, 2019
Property Address	3650 GARRETT DR, FRANKLIN, OH 45005-7513
Document Number	0000019157
Instrument Date	Jul 15, 2019
Instrument	19157
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$128.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	884 PLEASANT VALLEY DR SPRINGBORO OH 450661159, SPRINGBORO, OH 45066-1159
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3650 Garrett Dr was $4,920.

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,920.00	$113,316 Land $24,500 Building $88,816	$323,760 Land $70,000 Building $253,760
2023	$4,567.00 (+2.49%) Homeowner's exemption	$93,548 (-) Land $14,455 Building $79,093
2022	$4,456.00 Homeowner's exemption	$93,548 Land $14,455 Building $79,093	$267,280 (-) Land $41,300 Building $225,980
2021			$267,280 Land $41,300 Building $225,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3650 Garrett Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3650 Garrett Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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