3654 E 106th St, Carmel, IN 46033 Property Records

Hamilton County property record for 3654 E 106th St, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,964 sqft · built 1974
Lot Size	0.439 acres (19,166 sqft)
Owner	Individual Name on Record
Tax Bill	$3,001 (2024)
Deeds & Mortgages	Feb 2026 Transfer Feb 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-14-05-307-014.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-05-307-014.000-018`
Alternative APN	`1614050307014000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,964 sqft Living Area
1st Floor Area	1,964 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	19,166 sqft (0.439 acres)
Lot Dimensions	165 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1614050307014000
Street Address	3654 E 106TH ST
City	CARMEL
State	IN
Zip	46033-3824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 5, TOWNSHIP 17, RANGE 4, THE WOODLANDS, SECTION 4, LOT 179
Legal Range	04
Legal Township	17
Legal Section	05
Legal Subdivision	WOODLANDS THE
Legal Block	4
Legal Lot Number	179
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2015
Census Tract	111004

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3654 E 106TH ST, CARMEL, IN 46033-3824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Affidavit of Death of Joint Tenant, Transfer ENTERPRISE TITLE
Feb 4, 2026	Transfer on Death Deed, Transfer ENTERPRISE TITLE
Jun 7, 2021	Warranty Deed, Transfer · VA Mortgage NEW DAY FINANCIAL LLC
Oct 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2026
Deed Sale	Feb 4, 2026
Prior Sale	Jun 7, 2021 · Amount on Record
Deed Document Number	2026004620
Record Updated	Jun 8, 2026

February 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON IN
Recording Date	Feb 4, 2026
Property Address	3654 E 106TH ST, CARMEL, IN 46033-3824
Document Number	0000004620
Map Reference	MB 5 PG 12
Instrument Date	Feb 3, 2026
Instrument	2026004620
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	ENTERPRISE TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3654 E 106TH ST, CARMEL, IN 46033-3824

February 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON IN
Recording Date	Feb 4, 2026
Property Address	3654 E 106TH ST, CARMEL, IN 46033-3824
Document Number	0000004621
Map Reference	MB 5 PG 12
Instrument Date	Feb 3, 2026
Instrument	2026004621
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	ENTERPRISE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3654 E 106TH ST, CARMEL, IN 46033-3824

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 7, 2021
Property Address	3654 E 106TH ST, CARMEL, IN 46033-3824
Document Number	0000041883
Map Reference	MB 5 PG 12
Instrument Date	May 27, 2021
Instrument	2021041883
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE CO LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3654 E 106TH ST, CARMEL, IN 46033-3824

Mortgage

Document Number	0000041884
Date	Jun 7, 2021
Instrument	2021041884

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 30, 2019
Property Address	3654 E 106TH ST, CARMEL, IN 46033-3824
Document Number	0000054402
Instrument Date	Oct 5, 2019
Instrument	54402
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 COLONIAL DR HILTON HEAD ISLAND SC 299264200, HILTON HEAD ISLAND, SC 29926-4200

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$323,400 (-1.25%) Land $99,900 Building $223,500	$323,400 (-1.25%) Land $99,900 Building $223,500
2024	$3,001.00 (+12.65%)	$327,500 (+5.82%) Land $99,900 Building $227,600	$327,500 (+5.82%) Land $99,900 Building $227,600
2023	$2,664.00 (-14.78%)	$309,500 (+11.37%) Land $57,700 Building $251,800	$309,500 (+11.37%) Land $57,700 Building $251,800
2022	$3,126.00	$277,900 Land $57,700 Building $220,200	$277,900 Land $57,700 Building $220,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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