3645 E 106th St, Carmel, IN 46033 Property Records

Hamilton County property record for 3645 E 106th St, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,240 sqft · built 1975
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$211,000 (Oct 2017)
Tax Bill	$3,586 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-14-08-102-001.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-08-102-001.000-018`
Alternative APN	`1614080102001000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,240 sqft Living Area
1st Floor Area	1,120 sqft
2nd Floor Area	1,120 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	175 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1614080102001000
Street Address	3645 E 106TH ST
City	CARMEL
State	IN
Zip	46033-3823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 8, TOWNSHIP 17, RANGE 4, BRIAR CREEK, SECTION 1, LOT 1, IRREGULAR SHAPE
Legal Range	04
Legal Township	17
Legal Section	08
Legal Subdivision	BRIAR CREEK
Legal Block	1
Legal Lot Number	1
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3010
Census Tract	111101

Owner

Source: Hamilton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3645 E 106TH ST, CARMEL, IN 46033-3823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 19, 2017	Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 19, 2017 · Amount on Record
Deed Sale	Oct 19, 2017 · Amount on Record
Deed Document Number	2017051839
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3645 E 106TH ST, CARMEL, IN 46033-3823
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083356
Date	Nov 18, 2021
Instrument	2021083356

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 19, 2017
Property Address	3645 E 106TH ST, CARMEL, IN 46033-3823
Document Number	2017051839
Map Reference	MB5 PG14&15
Instrument Date	Oct 18, 2017
Instrument	2017051839
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	CHICAGO TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3645 E 106TH ST, CARMEL, IN 46033-3823

Mortgage

Document Number	2017051840
Date	Oct 19, 2017
Instrument	2017051840

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$367,000 (+9.62%) Land $120,300 Building $246,700	$367,000 (+9.62%) Land $120,300 Building $246,700
2024	$3,586.00 (+24.82%)	$334,800 (+17.51%) Land $120,300 Building $214,500	$334,800 (+17.51%) Land $120,300 Building $214,500
2023	$2,873.00 (-1.74%)	$284,900 (+6.62%) Land $70,400 Building $214,500	$284,900 (+6.62%) Land $70,400 Building $214,500
2022	$2,924.00	$267,200 Land $70,400 Building $196,800	$267,200 Land $70,400 Building $196,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA.

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