3652 Moca Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3652 Moca Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2017
Square Footage	4,274 sqft Heated Area
Lot Size	14,375 sqft (0.33 acres)
Occupancy	Owner Occupied
Last Sale	$378,900 (2017)
Tax Bill	$6,042.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`352630096400013500`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Building Area	4,274 sqft Heated Area
Gross Area	5,358 sqft Gross Area
1st Floor	2,810 sqft 1st Floor
Upper Floors	1,464 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2017
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	14,375 sqft (0.33 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	700 sqft Garage
Porch	Open Porch
Porch Area	384 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3652 MOCA DR
City	SAINT CLOUD
State	FL
Zip	34772-8148
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WHALEYS CREEK PH 1 PB 24 PGS 161-167 LOT 350
Legal Range	30E
Legal Township	26S
Legal Section	35
Legal Subdivision	WHALEYS CREEK PH 1 2 & 3
Legal Phase	1
Legal Tract	964
Legal Lot Number	350
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2011
Census Tract	43304

Owner

Source: Osceola County records · APN 352630096400013500

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3652 MOCA DR, SAINT CLOUD, FL 34772-8148
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 22, 2017 · Amount on Record
Deed Sale	Aug 22, 2017 · Amount on Record
Deed Doc Number	2017121533
Deed Book / Page	5198 / 0357
Record Refreshed	Jun 08, 2026

August 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 22, 2017
Property Address	3652 MOCA DR, SAINT CLOUD, FL 34772-8148
Document Number	0051980357
Book / Page	005198 / 000357
Instrument Date	Aug 18, 2017
Instrument	121533
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 04, 2019
Title Company	PGP TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,652.30
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3652 MOCA DR ST CLOUD FL 347728148, ST CLOUD, FL 34772-8148

Mortgage

Document Number	51980359
Date	Aug 22, 2017
Book Page	005198/000359
Instrument	121534

Lender

Name	DYLAN NESTLER
Address	FERNANDINA BEACH, FL 32034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,042.00 (+6%) Homeowner's exemption Widower's exemption	$385,448 (+5.99%)	$551,200 (+3.3%) Land $70,000 Building $481,200
2023	$5,700.00 (+1.89%) Homeowner's exemption Widower's exemption	$363,676 (+3%)	$533,600 (+10.41%) Land $65,000 Building $468,600
2022	$5,594.00 Homeowner's exemption Widower's exemption	$353,084	$483,300 Land $60,000 Building $423,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.