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3650 Moca Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3650 Moca Dr, Saint Cloud, FL 34772 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2017
Square Footage2,591 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
GarageAttached, 441 sqft
Last Sale$390,000 (2022)
Tax Bill$7,009.00 (2025)

Property Details

APN / Parcel Number

Primary APN35-26-30-0964-0001-3510
Alternative APN
  • 263035096400013510

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,591 sqft Living Area
Gross Area3,070 sqft Gross Area
1st Floor1,070 sqft 1st Floor
Upper Floors1,521 sqft Upper Floors
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area441 sqft Garage
Patio Area120 sqft Patio
Porch Area38 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3650 MOCA DR
CitySAINT CLOUD
StateFL
Zip34772-8148
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWHALEYS CREEK PH 1 PB 24 PGS 161-167 LOT 351
Legal Range30E
Legal Township26S
Legal Section35
Legal SubdivisionWHALEYS CREEK PH 1
Legal Phase1
Legal Tract964
Legal Block3510
Legal Lot Number351
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2011
Census Tract43304

Owner

Source: Osceola County records · APN 35-26-30-0964-0001-3510

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address15771 RED HILL AVE, 100, TUSTIN, CA 92780-7333
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2022Warranty Deed, Transfer
OS NATIONAL LLC
Jan 11, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 11, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 24, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY/HSNG & URBAN DEV
Jul 03, 2017Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 11, 2022 · Amount on Record
Deed SaleJan 11, 2022 · Amount on Record
Prior SaleJul 03, 2017 · Amount on Record
Deed Doc Number20225835
Deed Book / Page6127 / 335
Last Transfer DateJun 05, 2024
Transfer Doc0066130127
Record RefreshedSep 20, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 19, 2022
Property Address3650 MOCA DR, SAINT CLOUD, FL 34772-8148
Document Number0063021626
Book / Page6302 / 1626
Map ReferenceMB 24 PG 161
Instrument DateOct 17, 2022
Instrument2022155009
Transaction TypeTransfer
Record UpdatedNov 04, 2022
Title CompanyOS NATIONAL LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address15771 RED HILL AVE # AVE100, 15771, TUSTIN, CA 92780-7303

Transferred To (Grantee/Buyer)

NameVerified Name
Address15771 RED HILL AVE # 100, 100, TUSTIN, CA 92780-7303
Mail Care OfTRICON AMERICAN HOMES LLC
InvestorPossibly a Property Investor

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJan 11, 2022
Property Address3650 MOCA DR, SAINT CLOUD, FL 34772-8148
Document Number0000011633
Map ReferenceMB 24 PG 161
Instrument DateJan 10, 2022
Instrument2022000011633
Transaction TypeTransfer
Record UpdatedJan 24, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$7,315.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2820 HORTON RD, 2820, KISSIMMEE, FL 34744-5623

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 15087, SANTA ANA, CA 92735-0087
InvestorPossibly a Property Investor

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 11, 2022
Property Address3650 MOCA DR, SAINT CLOUD, FL 34772-8148
Document Number0061270335
Book / Page6127 / 335
Map ReferenceMB 24 PG 161
Instrument DateJan 10, 2022
Instrument2022005835
Transaction TypeTransfer
Record UpdatedJan 25, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$2,730.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2820 HORTON RD, 2820, KISSIMMEE, FL 34744-5623

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 15087, SANTA ANA, CA 92735-0087
InvestorPossibly a Property Investor

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3650 MOCA DR, SAINT CLOUD, FL 34772-8148
Document Number0054100747
Instrument DateJul 24, 2018
Transaction TypeMortgage
Record UpdatedOct 24, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3650 MOCA DR ST CLOUD FL 347728148, ST CLOUD, FL 34772-8148

Mortgage

Document Number0054100747
DateOct 01, 2018
Book Page005410/000747
Instrument147258
Lender
NameSECRETARY/HSNG & URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 30, 2048

July 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 03, 2017
Property Address3650 MOCA DR, SAINT CLOUD, FL 34772-8148
Document Number0051730033
Book / Page5173 / 0033
Map ReferenceMB24 PG161-167
Instrument DateJun 27, 2017
Instrument2017096375
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,771.70
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND RD # 400, 4901, ORLANDO, FL 32811-7300

Transferred To (Grantee/Buyer)

NameVerified Name
Address3650 MOCA DR, SAINT CLOUD, FL 34772-8148

Mortgage

Document Number0051730035
DateJul 03, 2017
Book Page5173/0035
Instrument2017096376
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
AddressCONCORD, CA 94520
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,009.00 (+0.56%)$391,400 (+3.52%) Land $70,000 Building $321,400$391,400 (+3.52%) Land $70,000 Building $321,400
2024$6,970.00 (+2.3%)
2023$6,813.00 (+95.38%)$378,100 (+60.47%) Land $65,000 Building $313,100$378,100 (+10.27%) Land $65,000 Building $313,100
2022$3,487.00 Homeowner's exemption$235,620$342,900 Land $60,000 Building $282,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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