Caroline County property record for 3651 Choptank Rd, Preston, MD 21655
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,232 sqft · built 2001 |
| Lot Size | 0.367 acres (16,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $179,900 (Jun 2018) |
| Deeds & Mortgages | Mar 2019 Mortgage Jul 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-023854 |
| Primary APN | 04-023854 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,232 sqft Total Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,000 sqft (0.367 acres) |
| Deck Area | 248 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 023854 |
|---|---|
| Street Address | 3651 CHOPTANK RD |
| City | PRESTON |
| State | MD |
| Zip | 21655-1220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 16,000 SQ FT L-35 SE/S MD RTE 324 APPLE LANE SUBDV |
| Legal Subdivision | APPLE LANE SUB |
| Legal Lot Number | 35 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 4, PRESTON |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 955500 |
Source: Caroline County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3651 CHOPTANK RD, PRESTON, MD 21655-1220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2019 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jul 9, 2020 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Apr 7, 2021 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jun 30, 2022 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jun 22, 2018 | Deed, Transfer · VA Mortgage CITYWORTH MORTGAGE LLC |
| Mar 12, 2018 | Grant Deed, Transfer SERVICELINK |
| Nov 28, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2018 · Amount on Record |
| Deed Sale | Jun 22, 2018 · Amount on Record |
| Prior Sale | Mar 12, 2018 · Amount on Record |
| Deed Book / Page | 1315 / 296 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 3651 CHOPTANK RD, PRESTON, MD 21655-1220 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0013490410 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 1349/410 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 3651 CHOPTANK RD, PRESTON, MD 21655-1220 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | MILESTONE SETTLEMENT LLC |
| Name | Verified Name |
|---|
| Document Number | 0014250212 |
|---|---|
| Date | Jul 9, 2020 |
| Book Page | 1425/212 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 3651 CHOPTANK RD, PRESTON, MD 21655-1220 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014830055 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 1483/55 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 3651 CHOPTANK RD, PRESTON, MD 21655-1220 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | MILESTONE SETTLEMENT LLC |
| Name | Verified Name |
|---|
| Document Number | 0015820141 |
|---|---|
| Date | Jun 30, 2022 |
| Book Page | 1582/141 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Jun 22, 2018 |
| Property Address | 3651 CHOPTANK RD, PRESTON, MD 21655-1220 |
| Document Number | 0013150296 |
| Book / Page | 1315 / 296 |
| Map Reference | LB6 FO105 |
| Instrument Date | Jun 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | EVANS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $974.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 343, PRESTON, MD 21655-0343 |
| Investor | Possibly a Property Investor |
| Document Number | 0001315301 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 1315/301 |
| Name | CITYWORTH MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Mar 12, 2018 |
| Property Address | 3651 CHOPTANK RD, PRESTON, MD 21655-1220 |
| Document Number | 0013010269 |
| Book / Page | 001301 / 000269 |
| Instrument Date | Mar 6, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2018 |
| Title Company | SERVICELINK |
| Amount | Amount Recorded |
|---|---|
| Tax | $108.15 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 21860 DOVER BRIDGE RD PRESTON MD 21655, PRESTON, MD 21655 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Nov 28, 2017 |
| Property Address | 3651 CHOPTANK RD, PRESTON, MD 21655-1220 |
| Document Number | 0012860197 |
| Book / Page | 001286 / 000197 |
| Instrument Date | Sep 12, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $84.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 3651 CHOPTANK RD PRESTON MD 216551220, PRESTON, MD 21655-1220 |
| Investor | Possibly a Property Investor |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Municipality | Preston Town |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,800 (+48.43%) Land $43,800 Building $202,000 | $245,800 (+48.43%) Land $43,800 Building $202,000 | |
| 2023 | Disabled Person's exemption Veteran's exemption | $165,600 Land $43,800 Building $121,800 | $165,600 Land $43,800 Building $121,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 9 (2003–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PRESTON serves 750 people · EPA ID MD0050005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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