Caroline County property record for 3632 Choptank Rd, Preston, MD 21655
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,624 sqft · built 1974 |
| Lot Size | 0.918 acres (40,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $70,000 (Jun 1988) |
| Tax Bill | $2,756 (2026) |
| Deeds & Mortgages | Apr 2023 Line of Credit Jun 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-016424 |
| Primary APN | 04-016424 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,624 sqft Total Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 40,000 sqft (0.918 acres) |
| Garage Type | Attached |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 016424 |
|---|---|
| Street Address | 3632 CHOPTANK RD |
| City | PRESTON |
| State | MD |
| Zip | 21655-1219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 40000 SF NW/S CHOPTANK RD SW OF PRESTON |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 4, PRESTON |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 955500 |
Source: Caroline County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3632 CHOPTANK RD, PRESTON, MD 21655-1219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jun 7, 2017 | Deed of Trust, Mortgage · Commercial Mortgage PROVIDENT STATE BANK INC |
| Nov 8, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 1988 · Amount on Record |
| Deed Sale | Jun 9, 1988 · Amount on Record |
| Deed Book / Page | 233 / 877 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 3632 CHOPTANK RD, PRESTON, MD 21655-1219 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3632 CHOPTANK RD, PRESTON, MD 21655-1219 |
| Document Number | 0016250491 |
|---|---|
| Date | Apr 27, 2023 |
| Book Page | 1625/491 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 3632 CHOPTANK RD, PRESTON, MD 21655-1219 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EVANS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0012600381 |
|---|---|
| Date | Jun 7, 2017 |
| Book Page | 1260/381 |
| Instrument | 1260-381 |
| Name | PROVIDENT STATE BANK INC |
|---|---|
| Type | Bank |
| Address | PRESTON, MD 21655 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Nov 8, 2017 |
| Property Address | 3632 CHOPTANK RD, PRESTON, MD 21655-1219 |
| Document Number | 0012840093 |
| Book / Page | 001284 / 000093 |
| Instrument Date | Nov 6, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3632 CHOPTANK RD PRESTON MD 216551219, PRESTON, MD 21655-1219 |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Municipality | Preston Town |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,756.00 (+6.33%) | $251,500 (+8.45%) Land $48,500 Building $203,000 | $251,500 (-) Land $48,500 Building $203,000 |
| 2025 | $2,592.00 (-6.7%) | $231,900 (+20.34%) | $251,500 (+30.51%) Land $48,500 Building $203,000 |
| 2023 | $2,778.00 | $192,700 Land $48,500 Building $144,200 | $192,700 Land $48,500 Building $144,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 9 (2003–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PRESTON serves 750 people · EPA ID MD0050005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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