3650 Spotted Jack Loop S, Billings, MT 59101 Property Records

Yellowstone County property record for 3650 Spotted Jack Loop S, Billings, MT 59101

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 953 sqft · built 1996
Lot Size0.452 acres (19,689 sqft)
Owner2 Individual Names on Record
Last Sale$252,600 (Nov 2010)
Tax Bill$2,181 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone D (undetermined)
APN000C094530

Property Details

APN / Parcel Number

Primary APN000C094530
Alternative APNs
  • 03-1034-20-4-01-13-0000
  • R0348849
  • C094530
  • C09453

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area953 sqft Living Area
Gross Area1,831 sqft
1st Floor Area953 sqft
Basement Area878 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2005
Architectural StyleBi-Level
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,689 sqft (0.452 acres)
View / LotNeighborhood / Spot
Garage TypeDetached
Garage Area1,000 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area14 sqft
Deck Area100 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3650 SPOTTED JACK LOOP S
CityBILLINGS
StateMT
Zip59101-6963
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPOTTED JACK SUBD, S20, T01 N, R27 E, BLOCK 1, LOT 18
Legal Range27E
Legal Township01N
Legal Section20
Legal SubdivisionSPOTTED JACK SUBD
Legal Block1
Legal Lot Number18
JurisdictionYELLOWSTONE MT
Township / Civil DivisionSOUTH YELLOWSTONE
Census Block Group1
Census Block1007
Census Tract940002

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3650 SPOTTED JACK LOOP S, BILLINGS, MT 59101-6963
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2010 · Amount on Record
Deed SaleNov 12, 2010 · Amount on Record
Deed Document Number20103569619
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYELLOWSTONE MT
Property Address3650 SPOTTED JACK LOOP S, BILLINGS, MT 59101-6963
Transaction TypeMortgage
Record UpdatedSep 21, 2021
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003989021
DateSep 7, 2021
Instrument3989021
Lender
NameMOUNTAIN AMERICA FCU
TypeCredit Union
AddressWEST JORDAN, UT 84084
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMontana
CountyYellowstone County
Unified School DistrictLockwood K-12 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$349,700 (-) Land $52,054 Building $297,646$349,700 (-) Land $52,054 Building $297,646
2025$2,181.00 (-25%)$349,700 (+22.44%) Land $52,054 Building $297,646$349,700 (+22.44%) Land $52,054 Building $297,646
2024$2,908.00 (+34.57%)
2023$2,161.00$285,600$285,600 Land $44,378 Building $241,222

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 63% of Montana
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOCKWOOD WATER AND SEWER DISTRICT
serves 5,900 people · EPA ID MT0000156
Water SourceSurface water
Last State InspectionDec 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wisp West
Fixed Wireless
200 / 100
AT&T
Fixed Wireless
100 / 20

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