1. Home
  2. Montana
  3. Yellowstone County
  4. Billings
  5. Spotted Jack Loop S

3643 Spotted Jack Loop S, Billings, MT 59101 Property Records

Yellowstone County property record for 3643 Spotted Jack Loop S, Billings, MT 59101

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,788 sqft · built 1986
Lot Size0.482 acres (20,996 sqft)
Owner2 Individual Names on Record
Last Sale$361,760 (Nov 2024)
Tax Bill$2,217 (2025)
Deeds & MortgagesAug 2022 Second Mortgage
Apr 2021 Mortgage
Flood ZoneZone D (undetermined)
APN000C094680

Property Details

APN / Parcel Number

Primary APN000C094680
Alternative APNs
  • 03-1034-20-4-16-01-0000
  • R0348864
  • C094680
  • C09468

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,788 sqft Living Area
Gross Area2,056 sqft
1st Floor Area960 sqft
Basement Area920 sqft
Finished Basement828 sqft
Unfinished Basement92 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2000
Architectural StyleSplit Level
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,996 sqft (0.482 acres)
View / LotRural
Garage Area832 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area256 sqft
Deck Area300 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3643 SPOTTED JACK LOOP S
CityBILLINGS
StateMT
Zip59101-6964
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPOTTED JACK SUBD, S20, T01 N, R27 E, BLOCK 3, LOT 9
Legal Range27E
Legal Township01N
Legal Section20
Legal SubdivisionSPOTTED JACK SUBD
Legal Block3
Legal Lot Number9
JurisdictionYELLOWSTONE MT
Township / Civil DivisionSOUTH YELLOWSTONE
Census Block Group1
Census Block1010
Census Tract940002

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3643 SPOTTED JACK LOOP S, BILLINGS, MT 59101-6964
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
VALLEY FINANCIAL CU
Apr 16, 2021Warranty Deed, Transfer · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2024 · Amount on Record
Deed SaleNov 25, 2024 · Amount on Record
Prior SaleApr 16, 2021 · Amount on Record
Deed Document Number20244090912
Prior Transfer DateNov 20, 2024
Prior Transfer Doc0004090912
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYELLOWSTONE MT
Property Address3643 SPOTTED JACK LOOP S, BILLINGS, MT 59101-6964
Transaction TypeMortgage
Record UpdatedAug 29, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004026612
DateAug 16, 2022
Instrument4026612
Lender
NameVALLEY FINANCIAL CU
TypeCredit Union
AddressBILLINGS, MT 59102
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term36 Months
DueAug 1, 2025

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYELLOWSTONE MT
Recording DateApr 16, 2021
Property Address3643 SPOTTED JACK LOOP S, BILLINGS, MT 59101-6964
Document Number0003968472
Map ReferenceDOC 1114039
Instrument DateApr 15, 2021
Instrument3968472
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanySTEWART TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2635 HUMMINGBIRD WAY, 2635, BILLINGS, MT 59105-6020

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3643 SPOTTED JACK LOOP S, BILLINGS, MT 59101-6964
InvestorPossibly a Property Investor

Mortgage

Document Number0003968473
DateApr 16, 2021
Instrument3968473
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMontana
CountyYellowstone County
Unified School DistrictLockwood K-12 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$349,900 (-1.66%) Land $52,931 Building $296,969$349,900 (-1.66%) Land $52,931 Building $296,969
2025$2,217.00 (-31.89%)$355,800 (+10.94%) Land $52,931 Building $302,869$355,800 (+10.94%) Land $52,931 Building $302,869
2024$3,255.00 (+34.12%)
2023$2,427.00$320,700$320,700 Land $45,241 Building $275,459

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 63% of Montana
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOCKWOOD WATER AND SEWER DISTRICT
serves 5,900 people · EPA ID MT0000156
Water SourceSurface water
Last State InspectionDec 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Wisp West
Fixed Wireless		200 / 100
AT&T
Fixed Wireless		100 / 20

Nearby Properties on Spotted Jack Loop S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures