365 West St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 365 West St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,680 sqft · built 1900
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Aug 2020)
Tax Bill	$2,420 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-20-14-160-02`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-20-14-160-02`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,680 sqft Living Area
1st Floor Area	2,030 sqft
2nd Floor Area	650 sqft
Basement Area	1,664 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	11.4 ft deep x 21 ft wide
Garage Area	1,800 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	374 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	365 WEST ST
City	RIPON
State	WI
Zip	54971-9258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S20 T16N R14E NEWTON'S RESURVEY LOT 1 OF CSM #2778-15-37 LOC IN LOTS 13,15 & 16 NW 1/4 SE 1/4
Legal Range	14E
Legal Township	16N
Legal Section	20
Legal Subdivision	NEWTONS RESURVEY
Legal Lot Number	1
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	4
Census Block	4009
Census Tract	41600

Owner

Source: Fond Du Lac County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	365 WEST ST, RIPON, WI 54971-9258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Aug 11, 2020	Warranty Deed, Transfer · VA Mortgage USAA FSB
Feb 21, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2020 · Amount on Record
Deed Sale	Aug 11, 2020 · Amount on Record
Deed Document Number	20201134768
Prior Transfer Date	Dec 13, 2018
Prior Transfer Doc	0001109767
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	365 WEST ST, RIPON, WI 54971-9258
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 WEST ST, RIPON, WI 54971-9258

Mortgage

Document Number	0001172734
Date	Jul 13, 2022
Instrument	1172734

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Aug 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Aug 11, 2020
Property Address	365 WEST ST, RIPON, WI 54971-9258
Document Number	0001134768
Map Reference	DOC 377160
Instrument Date	Jul 31, 2020
Instrument	1134768
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	WARRANTY TITLE SERVICES INC, GUARANTY TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 WEST ST, RIPON, WI 54971-9258

Mortgage

Document Number	0001134769
Date	Aug 11, 2020
Instrument	1134769

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FOND DU LAC WI
Recording Date	Feb 21, 2019
Property Address	365 WEST ST, RIPON, WI 54971-9258
Document Number	0001109767
Map Reference	VOL 15 PG 37&37A
Instrument Date	Dec 13, 2018
Instrument	1109767
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,420.00 (+8.28%)	$199,300 (-) Land $27,000 Building $172,300	$307,389 (+31.28%) Land $41,643 Building $265,746
2023	$2,235.00	$199,300 Land $27,000 Building $172,300	$234,140 Land $31,720 Building $202,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bug Tussel Wireless Fiber	1,000 / 1,000

May also be available: Bertram Communications, T-Mobile, Verizon.

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