365 W Olympia St, Hernando, FL 34442 Property Records

Citrus County property record for 365 W Olympia St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,700 sqft · built 1998
Lot Size	1 acres (43,819 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Feb 2023)
Tax Bill	$3,809 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-00480-006.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00480-006.0`
Alternative APNs	`1818S19E0110004800060` `2302780`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,700 sqft Living Area
1st Floor Area	1,700 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	43,819 sqft (1 acres)
Lot Dimensions	291 ft deep x 150 ft wide
Garage Area	441 sqft
Parking Spaces	5 Parking Spaces
Pool Area	288 sqft
Porch	Open Porch
Porch Area	259 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2302780
Old Parcel Number	1818S19E0110004800060
Street Address	365 W OLYMPIA ST
City	HERNANDO
State	FL
Zip	34442-4868
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRR CENTRAL RIDGE RESIDEN
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 LT 6 BLK 48
Legal Range	18E
Legal Township	18S
Legal Section	36
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	48
Legal Lot Number	6
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	3
Census Block	3019
Census Tract	450703

Owner

365 W Olympia St is owned and occupied by an individual who bought it in February 2023.

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	365 W OLYMPIA ST, HERNANDO, FL 34442-4868
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2023 · Amount on File
Deed Sale	Feb 1, 2023 · Amount on File
Deed Document Number	2023005796
Deed Book / Page	3352 / 584
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Feb 1, 2023
Property Address	365 W OLYMPIA ST, HERNANDO, FL 34442-4868
Document Number	0033520584
Book / Page	3352 / 584
Map Reference	MB 9 PG 73-83
Instrument Date	Jan 25, 2023
Instrument	2023005796
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	CITRUS TITLE CO LLC, CITRUS TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18610 GULF BLVD UNIT 101, 101, INDIAN SHORES, FL 33785-2059

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 W OLYMPIA ST, HERNANDO, FL 34442-4868

Mortgage

Document Number	0003352586
Date	Feb 1, 2023
Instrument	3352/586

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 365 W Olympia St was $3,809 with exemptions applied, down 2% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,809.00 (-2.03%) Homeowner's exemption Additional exemption filed	$284,127 (-2.73%) Land $31,000 Building $253,127	$284,127 (-2.73%) Land $31,000 Building $253,127
2024	$3,888.00 (-12.69%) Homeowner's exemption Additional exemption filed	$292,098 (+1.99%) Land $29,500 Building $262,598	$292,098 (+1.99%) Land $29,500 Building $262,598
2023	$4,453.00 (+190.48%) Additional exemption filed	$286,388 (+18.87%) Land $25,500 Building $260,888	$286,388 (+18.87%) Land $25,500 Building $260,888
2022	$1,533.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$240,928 Land $17,250 Building $223,678	$240,928 Land $17,250 Building $223,678

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 365 W Olympia St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 365 W Olympia St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20