304 W Olympia St, Hernando, FL 34442 Property Records

Citrus County property record for 304 W Olympia St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,805 sqft · built 1992
Lot Size	1.94 acres (84,686 sqft)
Owner	2 Individual Names on File
Last Sale	$20,500 (Sep 2019)
Tax Bill	$3,289 (2025)
Deeds & Mortgages	Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-00500-0070`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00500-0070`
Alternative APNs	`1818S19E0110005000070` `3524279`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,805 sqft Living Area
Gross Area	3,816 sqft
1st Floor Area	1,805 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1997
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	84,686 sqft (1.94 acres)
Lot Dimensions	291 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	1,779 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	180 sqft
Porch	Enclosed Wood Porch
Porch Area	583 sqft
Patio Area	102 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3524279
Street Address	304 W OLYMPIA ST
City	HERNANDO
State	FL
Zip	34442-8805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRR
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 79 LOTS 7 & 9 BLK 50
Legal Range	18E
Legal Township	18S
Legal Section	36
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	50
Legal Lot Number	7,9
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2005
Census Tract	450704

Owner

304 W Olympia St is owned and occupied by two individuals who bought it in September 2019.

Source: Citrus County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	304 W OLYMPIA ST, HERNANDO, FL 34442-8805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2019 · Amount on File
Deed Sale	Sep 19, 2019 · Amount on File
Prior Sale	Nov 9, 2015 · Amount on File
Deed Document Number	201949268
Deed Book / Page	3005 / 1296
Prior Transfer Date	May 16, 2005
Prior Transfer Doc	0018632198
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 19, 2019
Property Address	304 W OLYMPIA ST, HERNANDO, FL 34442-8805
Document Number	0030051296
Book / Page	003005 / 001296
Instrument Date	Sep 17, 2019
Instrument	49268
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	A-1 TITLE/NATURE COAST

Transaction

Amount	Amount on Record
Tax	$143.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	304 W OLYMPIA ST HERNANDO FL 344428805, HERNANDO, FL 34442-8805

Tax Assessment & Valuation

The 2025 property tax bill for 304 W Olympia St was $3,289 with a homeowner's exemption, up 4.5% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,289.00 (+4.51%) Homeowner's exemption	$246,245 (-39.3%)	$395,084 (-2.61%) Land $62,000 Building $333,084
2024	$3,147.00 (+2.44%) Homeowner's exemption Additional exemption filed	$405,663 (+2.85%) Land $59,000 Building $346,663	$405,663 (+2.85%) Land $59,000 Building $346,663
2023	$3,072.00 (+6.82%) Homeowner's exemption Additional exemption filed	$394,434 (+18.91%) Land $51,000 Building $343,434	$394,434 (+18.91%) Land $51,000 Building $343,434
2022	$2,876.00 Homeowner's exemption Additional exemption filed	$331,710 Land $34,500 Building $297,210	$331,710 Land $34,500 Building $297,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 W Olympia St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 W Olympia St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20