365 Valley Heights Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 365 Valley Heights Dr, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,702 sqft · built 2010
Lot Size0.246 acres (10,704 sqft)
OwnerCompany Name on File
Last Sale$486,000 (Dec 2010)
Tax Bill$7,009 (2025)
Deeds & MortgagesOct 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN158-261-12-00

Property Details

APN / Parcel Number

Primary APN158-261-12-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,702 sqft Living Area

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Lot Area10,704 sqft (0.246 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address365 VALLEY HEIGHTS DR
CityOCEANSIDE
StateCA
Zip92057-7866
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionLOT 12 TR 015109
Legal SubdivisionOCEAN HEIGHTS
Legal Tract015109
Legal Block1
Legal Lot Number12
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1000
Census Tract18524

Owner

365 Valley Heights Dr is owned by a company that acquired it in August 2014.

Source: San Diego County records, as of October 15, 2026

Owner of RecordCompany Name on File
Mailing Address365 VALLEY HEIGHTS DR, OCEANSIDE, CA 92057-7866
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2010 · Amount on File
Deed SaleDec 1, 2010 · Amount on File
Prior SaleOct 9, 2008 · Amount on File
Deed Document Number2010659008
Last Transfer DateAug 25, 2014
Transfer Doc0000419319
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateOct 7, 2026
Property Address365 VALLEY HEIGHTS DR, OCEANSIDE, CA 92057-7866
Document Number0000291766
Instrument DateSep 24, 2026
Instrument2026291766
Transaction TypeMortgage
Record UpdatedOct 16, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address365 VALLEY HEIGHTS DR, OCEANSIDE, CA 92057-7866

Mortgage

Document Number0000291766,
DateOct 7, 2026
Instrument2026291766
Lender
NameBANK OF AMERICA
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 24, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 365 Valley Heights Dr was $7,009.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$635,078 (+2%) Land $261,354 Building $373,724
2025$7,009.00$622,627 Land $256,230 Building $366,397
2023$6,664.00 (+1.52%)$598,451 Land $246,281 Building $352,170
2022$6,564.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 365 Valley Heights Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 365 Valley Heights Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, San Diego Broadband, T-Mobile.

Nearby Properties on Valley Heights Dr

Nearby Streets

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