365 Townsend Cir, Ringgold, GA 30736 Property Records

Catoosa County property record for 365 Townsend Cir, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,352 sqft · built 1976
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$309,000 (Dec 2023)
Tax Bill	$2,295 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Apr 2021 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0022G041000`

Property Details

APN / Parcel Number

Primary APN	`0022G041000`
Alternative APNs	`0022G041` `13061`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,352 sqft Heated Area
1st Floor Area	1,352 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2000
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	150 ft deep x 115 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Deck Area	168 sqft
Shed	1 Shed
Shed Area	192 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13061
Old Parcel Number	0022G041000
Street Address	365 TOWNSEND CIR
City	RINGGOLD
State	GA
Zip	30736-5025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 25 TOWNSEND PLACE SUB
Legal Subdivision	TOWNSEND PLACE
Legal Lot Number	25
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3017
Census Tract	30201

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	365 TOWNSEND CIR, RINGGOLD, GA 30736-5025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP
Apr 16, 2021	Loan Modification, Mortgage · Conventional Mortgage FIRST VOLUNTEER BK
Jan 13, 2017	Deed of Trust, Mortgage · Line of Credit M ANNETTE DUDLEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2023 · Amount on Record
Deed Sale	Dec 8, 2023 · Amount on Record
Deed Document Number	0002306614
Deed Book / Page	2306 / 614
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Dec 8, 2023
Property Address	365 TOWNSEND CIR, RINGGOLD, GA 30736-5025
Document Number	0023060614
Book / Page	2306 / 614
Instrument Date	Dec 8, 2023
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 TOWNSEND CIR, RINGGOLD, GA 30736-5025

Mortgage

Document Number	0023060000000616
Date	Dec 8, 2023
Book Page	0000002306/0000000616
Instrument	D2023007739

Lender

Name	MORTGAGE INVESTORS GROUP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

April 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CATOOSA GA
Property Address	365 TOWNSEND CIR, RINGGOLD, GA 30736-5025
Document Number	0021320079
Instrument Date	Apr 16, 2021
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 TOWNSEND CIR RINGGOLD GA 307365025, RINGGOLD, GA 30736-5025

Mortgage

Document Number	0021320079
Date	Apr 26, 2021
Book Page	002132/000079

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	LA FAYETTE, GA 30728

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 25, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	365 TOWNSEND CIR, RINGGOLD, GA 30736-5025
Document Number	0018620730
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 TOWNSEND CIR RINGGOLD GA 307365025, RINGGOLD, GA 30736-5025

Mortgage

Document Number	0018620730
Date	Jan 26, 2017
Book Page	001862/000730
Instrument	630

Lender

Name	M ANNETTE DUDLEY
Address	365 TOWNSEND CIR, RINGGOLD, GA 30736-5025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 25, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,295.00 (+64.52%)	$120,884 (+84%) Land $11,000 Building $109,884	$302,209 (+84%) Land $27,500 Building $274,709
2023	$1,395.00 (+16.44%) Homeowner's exemption Senior Citizen's exemption	$65,698 Land $11,000 Building $54,698	$164,246 Land $27,500 Building $136,746
2022	$1,198.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Townsend Cir

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