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316 Townsend Cir, Ringgold, GA 30736 Property Records

Catoosa County property record for 316 Townsend Cir, Ringgold, GA 30736

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,204 sqft · built 1975
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$329,000 (Nov 2025)
Tax Bill$2,093 (2025)
Deeds & MortgagesMay 2024 Mortgage
Nov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0022G008000

Property Details

APN / Parcel Number

Primary APN0022G008000
Alternative APNs
  • 0022G008
  • 13030

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,204 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1995
Architectural StyleSplit Level
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage Area552 sqft

Exterior Amenities

Pool Area648 sqft
PorchSlab
Porch Area284 sqft
Deck Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number13030
Street Address316 TOWNSEND CIR
CityRINGGOLD
StateGA
Zip30736-5024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 5 TOWNSEND PLACE
Legal SubdivisionTOWNSEND PLACE
Legal Lot Number5
JurisdictionCATOOSA GA
Township / Civil DivisionRINGGOLD
Census Block Group3
Census Block3010
Census Tract30201

Owner

Source: Catoosa County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address316 TOWNSEND CIR, RINGGOLD, GA 30736-5024
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 3, 2024Deed of Trust, Mortgage · FHA Mortgage
TOP FLITE FINANCIAL
Nov 6, 2025Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2025 · Amount on Record
Deed SaleNov 6, 2025 · Amount on Record
Prior SaleJun 9, 2016 · Amount on Record
Deed Book / Page2416 / 428
Record UpdatedOct 29, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATOOSA GA
Property Address316 TOWNSEND CIR, RINGGOLD, GA 30736-5024
Transaction TypeMortgage
Record UpdatedDec 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 TOWNSEND CIR, RINGGOLD, GA 30736-5024

Mortgage

Document Number0023260000000630
DateMay 3, 2024
Book Page0000002326/0000000630
InstrumentD2024002646
Lender
NameTOP FLITE FINANCIAL
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term312 Months
DueJan 1, 2050

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATOOSA GA
Recording DateNov 6, 2025
Property Address316 TOWNSEND CIR, RINGGOLD, GA 30736-5024
Document Number0024160428
Book / Page2416 / 428
Instrument DateOct 31, 2025
Transaction TypeTransfer
Record UpdatedFeb 2, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3.29
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 TOWNSEND CIR, RINGGOLD, GA 30736-5024

Mortgage

Document Number0002416430
DateNov 6, 2025
Instrument2416/430
Lender
NameMOVEMENT MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term350 Months
DueJan 1, 2055

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyCatoosa County
Unified School DistrictCatoosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,093.00 (-8.08%)$110,256 (+3.27%) Land $11,000 Building $99,256$275,641 (+3.27%) Land $27,500 Building $248,141
2024$2,277.00 (+17.31%)$106,768 (+23.11%) Land $11,000 Building $95,768$266,919 (+23.11%) Land $27,500 Building $239,419
2023$1,941.00 (+28.29%)$86,726 Land $11,000 Building $75,726$216,815 Land $27,500 Building $189,315
2022$1,513.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRINGGOLD
serves 2,953 people · EPA ID GA0470002
Water SourceSurface water
Last State InspectionMay 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ringgold Telephone Company
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Townsend Cir

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