360 Silver Ridge Rd, Covington, GA 30016 Property Records

Newton County property record for 360 Silver Ridge Rd, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,661 sqft · built 2018
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$250,600 (Oct 2018)
Tax Bill	$4,334 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0025I-00000-162-000`

Property Details

APN / Parcel Number

Primary APN	`0025I-00000-162-000`
Alternative APN	`45110`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,661 sqft Heated Area
1st Floor Area	205 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Area	440 sqft
Porch	Slab
Porch Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	45110
Street Address	360 SILVER RIDGE RD
City	COVINGTON
State	GA
Zip	30016-2327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 197 SILVER RDG FRM PH 3
Legal Subdivision	SILVER RIDGE
Legal Phase	3
Legal Lot Number	197
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2005
Census Tract	100506

Owner

360 Silver Ridge Rd is owned and occupied by two individuals who bought it in October 2018.

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	360 SILVER RIDGE RD, COVINGTON, GA 30016-2327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATION STAR MORTGAGE
Oct 14, 2020	Deed of Trust, Mortgage · Conventional with PMI MR COOPER
Oct 31, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2018 · Amount on File
Deed Sale	Oct 26, 2018 · Amount on File
Deed Document Number	20184339
Deed Book / Page	3765 / 547
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	360 SILVER RIDGE RD, COVINGTON, GA 30016-2327
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 SILVER RIDGE RD, COVINGTON, GA 30016-2327
Investor	Possibly a Property Investor

Mortgage

Document Number	0044280000000050
Date	Aug 23, 2022
Book Page	0000004428/0000000050
Instrument	014508

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2047

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	360 SILVER RIDGE RD, COVINGTON, GA 30016-2327
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 SILVER RIDGE RD, COVINGTON, GA 30016-2327

Mortgage

Document Number	0043030000000023
Date	Nov 24, 2021
Book Page	0000004303/0000000023
Instrument	022732

Lender

Name	NATION STAR MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	360 SILVER RIDGE RD, COVINGTON, GA 30016-2327
Document Number	0040950646
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	360 SILVER RIDGE RD COVINGTON GA 300162327, COVINGTON, GA 30016-2327

Mortgage

Document Number	0040950646
Date	Nov 12, 2020
Book Page	004095/000646
Instrument	16287

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2050

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Oct 31, 2018
Property Address	360 SILVER RIDGE RD, COVINGTON, GA 30016-2327
Document Number	0037650547
Book / Page	003765 / 000547
Instrument Date	Oct 26, 2018
Instrument	13324
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	360 SILVER RIDGE RD COVINGTON GA 300162327, COVINGTON, GA 30016-2327

Mortgage

Document Number	37650549
Date	Oct 31, 2018
Book Page	003765/000549
Instrument	13325

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 360 Silver Ridge Rd was $4,334 with a homeowner's exemption.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,334.00 Homeowner's exemption	$175,640 Land $23,600 Building $152,040	$439,100 Land $59,000 Building $380,100
2023		$154,280 Land $12,800 Building $141,480	$385,700 Land $32,000 Building $353,700
2022	$4,258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 360 Silver Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2009–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 360 Silver Ridge Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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