365 Ridgeway Cir, Ringgold, GA 30736 Property Records

Catoosa County property record for 365 Ridgeway Cir, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,694 sqft · built 2004
Lot Size	5.28 acres (229,997 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,900 (Mar 2016)
Tax Bill	$3,099 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00260060000`

Property Details

APN / Parcel Number

Primary APN	`00260060000`
Alternative APNs	`00260060` `14711`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,694 sqft Heated Area
1st Floor Area	1,694 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	229,997 sqft (5.28 acres)

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Deck Area	80 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14711
Street Address	365 RIDGEWAY CIR
City	RINGGOLD
State	GA
Zip	30736-5922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 13 RIDGEWAY ESTATES
Legal Subdivision	RIDGEWAY ESTATES
Legal Lot Number	13
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	1
Census Block	1000
Census Tract	30303

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	365 RIDGEWAY CIR, RINGGOLD, GA 30736-5922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FEDERAL CREDIT UNION
Jun 29, 2018	Quit Claim Deed, Mortgage · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2016 · Amount on Record
Deed Sale	Mar 11, 2016 · Amount on Record
Prior Sale	Mar 10, 2006 · Amount on Record
Deed Document Number	2016483
Deed Book / Page	1814 / 117
Last Transfer Date	Jun 23, 2018
Transfer Doc	0019420811
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	365 RIDGEWAY CIR, RINGGOLD, GA 30736-5922
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 RIDGEWAY CIR, RINGGOLD, GA 30736-5922

Mortgage

Document Number	0022670000000313
Date	Mar 20, 2023
Book Page	0000002267/0000000313
Instrument	001643

Lender

Name	TENNESSEE VALLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2043

June 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Jun 29, 2018
Property Address	365 RIDGEWAY CIR, RINGGOLD, GA 30736-5922
Document Number	0019420811
Book / Page	001942 / 000811
Instrument Date	Jun 23, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	365 RIDGEWAY CIR RINGGOLD GA 307365922, RINGGOLD, GA 30736-5922

Mortgage

Document Number	19420815
Date	Jun 29, 2018
Book Page	001942/000815

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,099.00 (+21.2%)	$163,260 (+42.94%) Land $28,512 Building $134,748	$408,150 (+42.94%) Land $71,280 Building $336,870
2023	$2,557.00 (+20.9%)	$114,214 Land $16,896 Building $97,318	$285,535 Land $42,240 Building $243,295
2022	$2,115.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Aug 2026

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 86% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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