365 E 40th St, Holland, MI 49423 Property Records

Allegan County property record for 365 E 40th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,558 sqft · built 1958
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Nov 2025)
Tax Bill	$5,606 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53-02-04-178-007`

Property Details

APN / Parcel Number

Primary APN	`53-02-04-178-007`
Alternative APN	`03-53-02-04-178-007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,558 sqft Living Area
1st Floor Area	1,558 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Foundation Type	Raised
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	114 ft deep x 88 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	365 E 40TH ST
City	HOLLAND
State	MI
Zip	49423-5358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	LOT 26, MAPLE HEIGHTS, SEC 4 T4N R15W
Legal Range	15W
Legal Township	04N
Legal Section	04
Legal Subdivision	MAPLE HEIGHTS
Legal Lot Number	26
Jurisdiction	ALLEGAN MI
Township / Civil Division	HOLLAND
Census Block Group	1
Census Block	1006
Census Tract	32401

Owner

365 E 40th St is owned and occupied by two individuals who bought it in November 2025.

Source: Allegan County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11847 ZEPHYR DR, HOLLAND, MI 49424-9727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2017	Deed of Trust, Mortgage CONSUMERS CU
Nov 4, 2025	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 28, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2025 · Amount on File
Deed Sale	Nov 4, 2025 · Amount on File
Prior Sale	Dec 9, 2024 · Amount on File
Deed Document Number	202517820
Deed Book / Page	5084 / 275
Prior Transfer Date	May 5, 2017
Prior Transfer Doc	4180/580
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	365 E 40TH ST, HOLLAND, MI 49423-5358
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004201/034
Date	Dec 1, 2017
Book Page	4201/034
Instrument	4201-034

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Amount	Amount on Record
Term	119 Months
Due	Nov 15, 2027

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Nov 4, 2025
Property Address	365 E 40TH ST, HOLLAND, MI 49423-5358
Document Number	005084/275
Book / Page	5084 / 275
Map Reference	LB 7 PG 11
Instrument Date	Jul 30, 2025
Instrument	2025017820
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	STARTEX TITLE AGENCY LLC, STARTITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 888639, GRAND RAPIDS, MI 49588-8639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11847 ZEPHYR DR, HOLLAND, MI 49424-9727

Mortgage

Document Number	0005084258
Date	Nov 4, 2025
Instrument	5084/258

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Aug 1, 2055

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Sep 28, 2017
Property Address	365 E 40TH ST, HOLLAND, MI 49423-5358
Document Number	4180/580
Book / Page	4180 / 580
Instrument Date	May 5, 2017
Instrument	4180-580
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2729 SW ABELARD ST, 2729, PORT SAINT LUCIE, FL 34953-2895

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 E 40TH ST, HOLLAND, MI 49423-5358

Tax Assessment & Valuation

The 2025 property tax bill for 365 E 40th St was $5,606 with a homeowner's exemption, up 135.9% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,700 (+74.83%) Land $21,100 Building $136,600	$315,400 (+74.83%) Land $42,200 Building $273,200
2025	$5,606.00 (+135.94%)	$90,200 Land $16,600 Building $73,600	$180,400 Land $33,200 Building $147,200
2024	$2,376.00
2023		$73,700 Land $14,400 Building $59,300	$147,400 Land $28,800 Building $118,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 365 E 40th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 365 E 40th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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