345 E 40th St, Holland, MI 49423 Property Records

Allegan County property record for 345 E 40th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,277 sqft · built 1949
Lot Size	0.455 acres (19,820 sqft)
Owner	Individual Name on Record
Last Sale	$145,100 (Jul 2018)
Tax Bill	$3,336 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-02-04-176-008`

Property Details

APN / Parcel Number

Primary APN	`53-02-04-176-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,277 sqft Living Area
1st Floor Area	1,277 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	19,820 sqft (0.455 acres)
Lot Dimensions	150 ft deep x 132 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	345 E 40TH ST
City	HOLLAND
State	MI
Zip	49423-5312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	ALL THAT PT OF SE 1/4 NW 1/4 FR 1/4 COM 1050 FT W OF SE COR, TH N 183 FT, TH W 132 FT, S 183 FT, TH E 132 FT TO POB, SEC 4
Legal Range	15W
Legal Township	04N
Legal Section	04
Jurisdiction	ALLEGAN MI
Township / Civil Division	HOLLAND
Census Block Group	1
Census Block	1005
Census Tract	32401

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	345 E 40TH ST, HOLLAND, MI 49423-5312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Jul 16, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2018 · Amount on Record
Deed Sale	Jul 16, 2018 · Amount on Record
Prior Sale	Feb 19, 2001 · Amount on Record
Deed Book / Page	4263 / 132
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	345 E 40TH ST, HOLLAND, MI 49423-5312
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004606/168
Date	Apr 15, 2021
Book Page	4606/168

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	JONESVILLE, MI 49250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 16, 2018
Property Address	345 E 40TH ST, HOLLAND, MI 49423-5312
Document Number	004263/132
Book / Page	4263 / 132
Instrument Date	Jul 11, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,251.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	345 E 40TH ST, 345, HOLLAND, MI 49423-5312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 E 40TH ST, HOLLAND, MI 49423-5312

Mortgage

Document Number	0004263135
Date	Jul 16, 2018
Instrument	4263/135

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,100 (+48.05%) Land $30,600 Building $98,500	$258,200 (+48.05%) Land $61,200 Building $197,000
2025	$3,336.00
2023		$87,200 Land $20,900 Building $66,300	$174,400 Land $41,800 Building $132,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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