365 1st St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 365 1st St, Troy, NY 12180

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,440 sqft · built 1890
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Oct 2022)
Tax Bill	$2,849 (2025)
Deeds & Mortgages	Dec 2021 Refinance Oct 2022 Sale & Mortgage + 1 more
APN	`381700 111.36-6-5`

Property Details

APN / Parcel Number

Primary APN	`381700 111.36-6-5`
Alternative APN	`0901040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,440 sqft Total Area
1st Floor Area	720 sqft
2nd Floor Area	720 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	130 ft deep x 25 ft wide
Porch	Porch
Porch Area	300 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0901040
Street Address	365 1ST ST
City	TROY
State	NY
Zip	12180-5302
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MF
Legal Description	2 STY BK HSE 24-12/209
Legal Block	6
Legal Lot Number	5.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	2
Census Block	2000
Census Tract	41000

Owner

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	365 1ST ST, TROY, NY 12180-5302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BALLSTON SPA NATIONAL BANK
Oct 4, 2022	Warranty Deed, Transfer · FHA Mortgage FM HOME LOANS LLC
Mar 12, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 4, 2022 · Amount on Record
Deed Sale	Oct 4, 2022 · Amount on Record
Prior Sale	Mar 12, 2018 · Amount on Record
Deed Document Number	2022617829
Deed Book / Page	10200 / 61
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	365 1ST ST, TROY, NY 12180-5302
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098700264
Date	Dec 17, 2021
Book Page	9870/264
Instrument	2021-602311

Lender

Name	BALLSTON SPA NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 4, 2022
Property Address	365 1ST ST, TROY, NY 12180-5302
Document Number	0102000061
Book / Page	10200 / 61
Instrument Date	Sep 29, 2022
Instrument	2022-617829
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	679 E 98TH ST, BROOKLYN, NY 11236-1305

Mortgage

Document Number	2022617830
Date	Oct 4, 2022
Instrument	2022-617830

Lender

Name	FM HOME LOANS LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Mar 12, 2018
Property Address	365 1ST ST, TROY, NY 12180-5302
Document Number	0084570245
Book / Page	008457 / 000245
Instrument Date	Mar 2, 2018
Transaction Type	Transfer
Record Updated	Apr 16, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 1ST ST TROY NY 121805302, TROY, NY 12180-5302

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,849.00 (-14.96%)	$61,000 (-) Land $8,800 Building $52,200	$104,500 (+19.98%) Land $15,075 Building $89,425
2023		$61,000 (-) Land $8,800 Building $52,200	$87,100 (+8.52%) Land $12,565 Building $74,535
2022	$3,350.00	$61,000 Land $8,800 Building $52,200	$80,263 Land $11,579 Building $68,684

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	28 (1979–2021)
Claims Outside the SFHA	2 of 28
Most Recent Claim	Mar 2021 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile USA, Verizon.

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