363 1st St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 363 1st St, Troy, NY 12180

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,408 sqft · built 1890
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$129,500 (Jul 2015)
Tax Bill	$3,410 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Loan Modification
APN	`381700 111.36-6-4`

Property Details

APN / Parcel Number

Primary APN	`381700 111.36-6-4`
Alternative APN	`0901030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,408 sqft Living Area
1st Floor Area	704 sqft
2nd Floor Area	704 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	130 ft deep x 25 ft wide
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0901030
Street Address	363 1ST ST
City	TROY
State	NY
Zip	12180-5302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF
Legal Description	2 STY FR HSE 24-13 9-08/207
Legal Block	6
Legal Lot Number	4.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	2
Census Block	2000
Census Tract	41000

Owner

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	363 1ST ST, TROY, NY 12180-5302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage M&T BK
Aug 3, 2020	Loan Modification, Mortgage M&T BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2015 · Amount on Record
Deed Sale	Jul 28, 2015 · Amount on Record
Prior Sale	Sep 9, 2008 · Amount on Record
Deed Book / Page	7550 / 258
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	363 1ST ST, TROY, NY 12180-5302
Document Number	0000577573
Instrument Date	Aug 3, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	LAFAYETTE SETTLEMENT SERVICES, LAFAYETTE SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	363 1ST ST TROY NY 121805302, TROY, NY 12180-5302

Mortgage

Document Number	0000577573
Date	Nov 5, 2020
Book Page	009347/000062
Instrument	577573

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2050

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RENSSELAER NY
Property Address	363 1ST ST, TROY, NY 12180-5302
Document Number	0000577574
Instrument Date	Aug 3, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	LAFAYETTE SETTLEMENT SERVICES, LAFAYETTE SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	363 1ST ST TROY NY 121805302, TROY, NY 12180-5302

Mortgage

Document Number	0000577574
Date	Nov 5, 2020
Book Page	009347/000079
Instrument	577574

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2050

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,410.00 (+3.11%)	$73,000 (-) Land $8,800 Building $64,200	$125,000 (+19.85%) Land $15,068 Building $109,932
2023		$73,000 (-) Land $8,800 Building $64,200	$104,300 (+8.59%) Land $12,573 Building $91,727
2022	$3,307.00	$73,000 Land $8,800 Building $64,200	$96,053 Land $11,579 Building $84,474

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	28 (1979–2021)
Claims Outside the SFHA	2 of 28
Most Recent Claim	Mar 2021 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile USA, Verizon.

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