3649 Thyme Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 3649 Thyme Dr, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,008 sqft · built 1976
Lot Size0.225 acres (9,800 sqft)
Owner2 Individual Names on File
Last Sale$112,000 (Jun 2008)
Tax Bill$2,607 (2025)
Deeds & MortgagesMay 2022 Transfer
May 2022 Transfer
Flood ZoneZone X (minimal risk)
APN497211A000

Property Details

APN / Parcel Number

Primary APN497211A000
Alternative APN
  • 3-0015-4963-00-0044.0000000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
Gross Area2,496 sqft
1st Floor Area1,008 sqft
Basement Area1,008 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,800 sqft (0.225 acres)
Lot Dimensions140 ft deep x 70 ft wide
TerrainRolling
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area72 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number497211A000
Street Address3649 THYME DR
CitySAINT CHARLES
StateMO
Zip63303-6330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionCINNAMON HILLS #1 LOT 44
Legal SubdivisionCINNAMON HILLS #1
Legal Lot Number44
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group2
Census Block2018
Census Tract311147

Owner

3649 Thyme Dr is owned and occupied by two individuals who acquired it in May 2022.

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3649 THYME DR, SAINT CHARLES, MO 63303-6330
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 9, 2022Intrafamily Transfer, Transfer
May 9, 2022Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2008 · Amount on File
Deed SaleJun 5, 2008 · Amount on File
Prior SaleMar 7, 2008 · Amount on File
Deed Document Number2008407150
Deed Book / Page5000 / 227
Last Transfer DateMay 6, 2022
Transfer Doc0000026553
Record UpdatedOct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateMay 9, 2022
Property Address3649 THYME DR, SAINT CHARLES, MO 63303-6330
Document Number0000026554
Map ReferenceMB 15 PG 30&31
Instrument DateMay 9, 2022
Instrument2022R-026554
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3649 THYME DR, 3649, SAINT CHARLES, MO 63303-6330

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address3649 THYME DR, SAINT CHARLES, MO 63303-6330

May 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionST CHARLES MO
Recording DateMay 9, 2022
Property Address3649 THYME DR, SAINT CHARLES, MO 63303-6330
Document Number0000026553
Map ReferenceMB 15 PG 30&31
Instrument DateMay 9, 2022
Instrument2022R-026553
Transaction TypeTransfer
Record UpdatedMay 25, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3649 THYME DR, SAINT CHARLES, MO 63303-6330

Tax Assessment & Valuation

The 2025 property tax bill for 3649 Thyme Dr was $2,607.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$43,266 (-)$227,716 (-) Land $45,000 Building $182,716
2025$2,607.00$43,266$227,716 Land $45,000 Building $182,716
2023$42,006
2022$221,084 Land $45,000 Building $176,084

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3649 Thyme Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3649 Thyme Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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