St. Charles County property record for 3640 Thyme Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 1978 |
| Lot Size | 0.226 acres (9,825 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Dec 2021) |
| Tax Bill | $2,797 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 497186A000 |
| Primary APN | 497186A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Gross Area | 2,720 sqft |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,825 sqft (0.226 acres) |
| Lot Dimensions | 131 ft deep x 75 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 497186A000 |
|---|---|
| Street Address | 3640 THYME DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | CINNAMON HILLS #1 LOT 19 |
| Legal Subdivision | CINNAMON HILLS #1 |
| Legal Lot Number | 19 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 311147 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3640 THYME DR, SAINT CHARLES, MO 63303-6331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO |
| Jun 3, 2021 | Warranty Deed, Transfer |
| May 3, 2021 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2021 · Amount on Record |
| Deed Sale | Dec 2, 2021 · Amount on Record |
| Prior Sale | Dec 2, 2021 · Amount on Record |
| Deed Document Number | 202197922 |
| Prior Transfer Date | Apr 28, 2021 |
| Prior Transfer Doc | 2021R038586 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 2, 2021 |
| Property Address | 3640 THYME DR, SAINT CHARLES, MO 63303-6331 |
| Document Number | 0000097922 |
| Map Reference | MB 15 PG 30&31 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2021R-097922 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2021 |
| Title Company | ATG |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 489, WRIGHT CITY, MO 63390-0489 |
| Name | Verified Name |
|---|---|
| Address | 3640 THYME DR, SAINT CHARLES, MO 63303-6331 |
| Document Number | 0000097923 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 2021R-097923 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 3, 2021 |
| Property Address | 3640 THYME DR, SAINT CHARLES, MO 63303-6331 |
| Document Number | 2021R047683 |
| Map Reference | MB 15 PG 30&31 |
| Instrument Date | Jun 3, 2021 |
| Instrument | 2021R-047683 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3640 THYME DR, 3640, SAINT CHARLES, MO 63303-6331 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 489, WRIGHT CITY, MO 63390-0489 |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 3, 2021 |
| Property Address | 3640 THYME DR, SAINT CHARLES, MO 63303-6331 |
| Document Number | 2021R038586 |
| Map Reference | MB 15 PG 30&31 |
| Instrument Date | Apr 28, 2021 |
| Instrument | 2021R-038586 |
| Transaction Type | Foreclosure |
| Record Updated | May 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 3640 THYME DR, 3640, SAINT CHARLES, MO 63303-6331 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 489, WRIGHT CITY, MO 63390-0489 |
| Investor | Possibly a Property Investor |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,446 (-) | $244,451 (-) Land $45,000 Building $199,451 | |
| 2025 | $2,797.00 | $46,446 (+6.61%) | $244,451 (+6.61%) Land $45,000 Building $199,451 |
| 2023 | $43,566 | ||
| 2022 | $229,294 Land $45,000 Building $184,294 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures