San Diego County property record for 3649 Harvard Dr, Oceanside, CA 92056 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,220 sqft · built 1978 |
| Lot Size | 0.27 acres (1,169 sqft) |
| Owner | Company Name on File |
| Last Sale | $125,000 (Sep 1999) |
| Tax Bill | $2,195 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-291-44-00 |
| Primary APN | 165-291-44-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,220 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 1,169 sqft (0.27 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3649 HARVARD DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-4110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 44&44A TR 005581 |
| Legal Subdivision | COLLEGE VIEW ESTATES |
| Legal Tract | 005581 |
| Legal Block | 3 |
| Legal Lot Number | 44 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 18517 |
Source: San Diego County records · APN 165-291-44-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2888 WINTERWARM WAY, FALLBROOK, CA 92028-9146 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 30, 1999 · Amount on Record |
| Deed Sale | Sep 30, 1999 · Amount on Record |
| Prior Sale | Oct 10, 1990 · Amount on Record |
| Deed Document Number | 1999666119 |
| Last Transfer Date | Oct 07, 1999 |
| Transfer Doc | 0000682377 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 30, 2026 |
| Property Address | 3649 HARVARD DR, OCEANSIDE, CA 92056-4110 |
| Document Number | 0000219920 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 2026219920 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $57,216.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3649 HARVARD DR, OCEANSIDE, CA 92056-4110 |
| Investor | Possibly a Property Investor |
| Document Number | 0000219921, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 2026219921 |
| Name | OPTIMUM FIRST INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.81% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $581,400 (+202.67%) Land $469,200 Building $112,200 | |
| 2025 | $2,195.00 (+5.17%) | $192,093 (+4.04%) Land $58,203 Building $133,890 |
| 2023 | $2,087.00 (+1.56%) | $184,636 Land $55,944 Building $128,692 |
| 2022 | $2,055.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185173, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 544 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
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