3645 Harvard Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3645 Harvard Dr, Oceanside, CA 92056 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,353 sqft · built 1978
Lot Size	0.25 acres (1,103 sqft)
Owner	Individual Name on File
Last Sale	$156,000 (Oct 2000)
Tax Bill	$2,675 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`165-291-46-00`

Property Details

APN / Parcel Number

Primary APN	`165-291-46-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,353 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	1,103 sqft (0.25 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3645 HARVARD DR
City	OCEANSIDE
State	CA
Zip	92056-4110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 46&46A TR 005581
Legal Subdivision	COLLEGE VIEW ESTATES
Legal Tract	005581
Legal Block	3
Legal Lot Number	46
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	18517

Owner

Source: San Diego County records · APN 165-291-46-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	34074 SAN SEBASTIAN AVE, MURRIETA, CA 92563-4493
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 30, 2018	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 30, 2018	Affidavit of Death, Transfer WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA
Nov 30, 2018	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 16, 2000 · Amount on Record
Deed Sale	Oct 16, 2000 · Amount on Record
Prior Sale	Nov 14, 1989 · Amount on Record
Deed Document Number	2000554954
Last Transfer Date	Nov 29, 2018
Transfer Doc	0000496205
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3645 HARVARD DR, OCEANSIDE, CA 92056-4110
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34074 SAN SEBASTIAN AVE, MURRIETA, CA 92563-4493

Mortgage

Document Number	0000498484
Date	Jul 12, 2021
Instrument	2021-0498484

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 30, 2018
Property Address	3645 HARVARD DR, OCEANSIDE, CA 92056-4110
Document Number	0000496207
Instrument Date	Nov 29, 2018
Instrument	496207
Transaction Type	Transfer
Record Updated	Dec 07, 2018
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	34074 SAN SEBASTIAN AVE MURRIETA CA 925634493, MURRIETA, CA 92563-4493

Mortgage

Document Number	496208
Date	Nov 30, 2018
Instrument	496208

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 30, 2018
Property Address	3645 HARVARD DR, OCEANSIDE, CA 92056-4110
Document Number	0000496206
Instrument Date	Nov 29, 2018
Instrument	496206
Transaction Type	Transfer
Record Updated	Dec 07, 2018
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34074 SAN SEBASTIAN AVE MURRIETA CA 925634493, MURRIETA, CA 92563-4493

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 30, 2018
Property Address	3645 HARVARD DR, OCEANSIDE, CA 92056-4110
Document Number	0000496205
Instrument Date	Nov 29, 2018
Instrument	496205
Transaction Type	Transfer
Record Updated	Dec 07, 2018
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	34074 SAN SEBASTIAN AVE MURRIETA CA 925634493, MURRIETA, CA 92563-4493

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$239,741 (+2%) Land $79,493 Building $160,248
2025	$2,675.00 (+5.19%)	$235,041 (+4.04%) Land $77,935 Building $157,106
2023	$2,543.00 (+1.52%)	$225,915 Land $74,909 Building $151,006
2022	$2,505.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185173, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 544 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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