3649 E Lydius St, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3649 E Lydius St, Schenectady, NY 12303 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1978
Square Footage	2,470 sqft Living Area
Lot Size	87,120 sqft (2 acres)
Garage	Attached, 460 sqft
Last Sale	$455,000 (2025)
Tax Bill	$8,622.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`013089 28.14-1-5`
Alternative APNs	`308902801400010050000000` `02801400010050000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	2,470 sqft Living Area
1st Floor	1,300 sqft 1st Floor
2nd Floor	1,170 sqft 2nd Floor
Game Room	Game Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	87,120 sqft (2 acres)
Depth X Width	844 ft x 102 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	460 sqft Garage
Pool Type	In-Ground Vinyl Pool Pool Type
Pool Area	512 sqft Pool
Porch Area	174 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	02801400010050000000
Street Address	3649 E LYDIUS ST
City	SCHENECTADY
State	NY
Zip	12303-3562
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 9 LYD 3649 LYDIUS ST
Legal Block	1
Legal Lot Number	5.000
Jurisdiction	ALBANY NY
Minor Civil Division	GUILDERLAND
Census Blockgroup	2
Census Block	2032
Census Tract	14617

Owner

Source: Albany County and Guilderland Town records · APN 013089 28.14-1-5

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 FAIRFIELD AVE, ALBANY, NY 12205-3406
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 10, 2025 · Amount on Record
Deed Sale	Dec 10, 2025 · Amount on Record
Prior Sale	Feb 16, 2022 · Amount on Record
Deed Doc Number	202522589
Prior Transfer Date	Dec 05, 2019
Prior Transfer Doc	0000026739
Record Refreshed	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Dec 10, 2025
Property Address	3649 E LYDIUS ST, SCHENECTADY, NY 12303-3562
Document Number	0000002589
Map Reference	MAP 5319 DR 169
Instrument Date	Nov 10, 2025
Instrument	R2025-22589
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	NORTHWAY TITLE AGENCY, NORTHWAY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3649 E LYDIUS ST, SCHENECTADY, NY 12303-3562

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	18 FAIRFIELD AVE, ALBANY, NY 12205-3406

Mortgage

Document Number	0000002590
Date	Dec 10, 2025
Instrument	R2025-22590

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 10, 2055

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,622.00 (+19.8%)	$322,000 (-) Land $64,000 Building $258,000	$429,333 (+13.33%) Land $85,333 Building $344,000
2023		$322,000 (-) Land $64,000 Building $258,000	$378,824 (+7.06%) Land $75,294 Building $303,530
2022		$322,000 Land $64,000 Building $258,000	$353,846 Land $70,330 Building $283,516
2021	$7,197.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.