3637 E Lydius St, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3637 E Lydius St, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,023 sqft · built 1987
Lot Size	2.1 acres (91,476 sqft)
Owner	Individual Name on File
Tax Bill	$5,049 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 28.14-1-2`

Property Details

APN / Parcel Number

Primary APN	`013089 28.14-1-2`
Alternative APNs	`308902801400010020000000` `02801400010020000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,023 sqft Living Area
1st Floor Area	1,099 sqft
2nd Floor Area	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	91,476 sqft (2.1 acres)
Lot Dimensions	874 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	317 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	02801400010020000000
Street Address	3637 E LYDIUS ST
City	SCHENECTADY
State	NY
Zip	12303-3562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	LYDIUS EST LOT 12 3637 LYDIUS ST
Legal Subdivision	LYDIUS STREET
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	2
Census Block	2032
Census Tract	14617

Owner

Source: Albany County and Guilderland Town records · APN 013089 28.14-1-2

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3637 E LYDIUS ST, SCHENECTADY, NY 12303-3562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · VA Mortgage FIRST SAVINGS BANK
Apr 24, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3637 E LYDIUS ST, SCHENECTADY, NY 12303-3562
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009985
Date	Mar 30, 2021
Instrument	R2021-09985

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3637 E LYDIUS ST, SCHENECTADY, NY 12303-3562
Document Number	0000008300
Instrument Date	Apr 24, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3637 E LYDIUS ST SCHENECTADY NY 123033562, SCHENECTADY, NY 12303-3562

Mortgage

Document Number	0000008300
Date	Apr 30, 2019
Instrument	8300

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,049.00 (-12.07%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$304,000 (-) Land $61,000 Building $243,000	$405,333 (+13.33%) Land $81,333 Building $324,000
2023		$304,000 (-) Land $61,000 Building $243,000	$357,647 (+7.06%) Land $71,765 Building $285,882
2022		$304,000 Land $61,000 Building $243,000	$334,066 Land $67,033 Building $267,033
2021	$5,742.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 6, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile USA.

Based on FCC filings for 47 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E Lydius St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures