3649 Covington Ln, Lakeland, FL 33810 Property Records

Polk County property record for 3649 Covington Ln, Lakeland, FL 33810

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,926 sqft · built 2007
Lot Size	0.154 acres (6,708 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Feb 2019)
Tax Bill	$5,300 (2025)
Deeds & Mortgages	Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`23-27-35-013503-016120`

Property Details

APN / Parcel Number

Primary APN	`23-27-35-013503-016120`
Alternative APNs	`352723013503016120` `52723000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,926 sqft Living Area
Gross Area	2,659 sqft
1st Floor Area	1,926 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	6,708 sqft (0.154 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	733 sqft
Porch	Unfinished Open Porch
Porch Area	157 sqft

Location & Zoning

Street Address	3649 COVINGTON LN
City	LAKELAND
State	FL
Zip	33810-2710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON HILLS SOUTH PHASE 2 PB 140 PGS 1-9 BLOCK 16 LOT 12
Legal Range	23E
Legal Township	27S
Legal Section	35
Legal Subdivision	HAMPTON HILLS SOUTH PHASE 2
Legal Phase	2
Legal Tract	13503
Legal Block	16
Legal Lot Number	12
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1012
Census Tract	12126

Owner

3649 Covington Ln is owned and occupied by an individual who bought it in February 2019.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3649 COVINGTON LN, LAKELAND, FL 33810-2710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2019 · Amount on File
Deed Sale	Feb 26, 2019 · Amount on File
Prior Sale	Jul 3, 2007 · Amount on File
Deed Document Number	201937858
Deed Book / Page	10760 / 227
Record Updated	Oct 29, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 26, 2019
Property Address	3649 COVINGTON LN, LAKELAND, FL 33810-2710
Document Number	0107600227
Book / Page	010760 / 000227
Instrument Date	Feb 22, 2019
Instrument	37858
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$315.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3649 COVINGTON LN LAKELAND FL 338102710, LAKELAND, FL 33810-2710

Tax Assessment & Valuation

The 2025 property tax bill for 3649 Covington Ln was $5,300.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,350 (-5.94%) Land $50,000 Building $226,350	$276,350 (-5.94%) Land $50,000 Building $226,350
2025	$5,300.00	$293,817 Land $50,000 Building $243,817	$293,817 Land $50,000 Building $243,817
2023	$4,792.00 (+10.47%)	$305,764 (+14.14%) Land $48,000 Building $257,764	$305,764 (+14.14%) Land $48,000 Building $257,764
2022	$4,338.00	$267,879 Land $40,000 Building $227,879	$267,879 Land $40,000 Building $227,879

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3649 Covington Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3649 Covington Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20