Polk County property record for 3641 Covington Ln, Lakeland, FL 33810
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 3,179 sqft · built 2007 |
| Lot Size | 0.152 acres (6,599 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $405,000 (Mar 2023) |
| Tax Bill | $5,610 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-35-013503-016100 |
| Primary APN | 23-27-35-013503-016100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,179 sqft Living Area |
| Gross Area | 3,817 sqft |
| 1st Floor Area | 1,516 sqft |
| Upper Floors Area | 1,663 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,599 sqft (0.152 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 230 sqft |
| Street Address | 3641 COVINGTON LN |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33810-2710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMPTON HILLS SOUTH PHASE 2 PB 140 PGS 1-9 BLOCK 16 LOT 10 |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 35 |
| Legal Subdivision | HAMPTON HILLS SOUTH PHASE 2 |
| Legal Phase | 2 |
| Legal Tract | 13503 |
| Legal Block | 16 |
| Legal Lot Number | 10 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 12126 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3641 COVINGTON LN, LAKELAND, FL 33810-2710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2023 | Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Mar 24, 2022 | Warranty Deed, Transfer · Commercial Mortgage BOYD LOAN FUNDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2023 · Amount on Record |
| Deed Sale | Mar 2, 2023 · Amount on Record |
| Prior Sale | Mar 24, 2022 · Amount on Record |
| Deed Document Number | 202348892 |
| Deed Book / Page | 12599 / 1870 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 2, 2023 |
| Property Address | 3641 COVINGTON LN, LAKELAND, FL 33810-2710 |
| Document Number | 0000048892 |
| Book / Page | 12599 / 1870 |
| Map Reference | MB 140 PG 1-9 |
| Instrument Date | Feb 23, 2023 |
| Instrument | 2023048892 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Title Company | FRONTIER TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,835.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4532 W KENNEDY BLVD # 154, 154, TAMPA, FL 33609-2042 |
| Name | Verified Name |
|---|---|
| Address | 3641 COVINGTON LN, LAKELAND, FL 33810-2710 |
| Document Number | 0125991872 |
|---|---|
| Date | Mar 2, 2023 |
| Instrument | 12599/1872 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 24, 2022 |
| Property Address | 3641 COVINGTON LN, LAKELAND, FL 33810-2710 |
| Document Number | 0000079437 |
| Book / Page | 12175 / 1801 |
| Map Reference | MB 140 PG 1-9 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 2022079437 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2022 |
| Title Company | AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,448.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3141 DARK SKY DR, 3141, HARMONY, FL 34773-6006 |
| Name | Verified Name |
|---|---|
| Address | 30915 WHITE BIRD AVE, WESLEY CHAPEL, FL 33543-7058 |
| Document Number | 0121751803 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 12175/1803 |
| Name | BOYD LOAN FUNDING |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294,031 (-5.46%) Land $50,000 Building $244,031 | $294,031 (-5.46%) Land $50,000 Building $244,031 | |
| 2025 | $5,610.00 (-3.74%) | $311,011 (-2.73%) Land $50,000 Building $261,011 | $311,011 (-2.73%) Land $50,000 Building $261,011 |
| 2023 | $5,828.00 (+9.67%) | $319,735 (+3.1%) Land $48,000 Building $271,735 | $319,735 (+3.1%) Land $48,000 Building $271,735 |
| 2022 | $5,314.00 | $310,127 Land $40,000 Building $270,127 | $310,127 Land $40,000 Building $270,127 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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