3649 Byron Cir, Frederick, MD 21704 Property Records

Frederick County property record for 3649 Byron Cir, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,207 sqft · built 2001
Lot Size	0.182 acres (7,946 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Aug 2005)
Tax Bill	$9,495 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-223633`

Property Details

APN / Parcel Number

Primary APN	`07-223633`
Alternative APNs	`7223633` `223633`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,207 sqft Living Area
Gross Area	3,627 sqft
1st Floor Area	1,797 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,946 sqft (0.182 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	223633
Street Address	3649 BYRON CIR
City	FREDERICK
State	MD
Zip	21704-7811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 218 SECTION K2 7,946 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES URBANA
Legal Lot Number	218
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1010
Census Tract	752202

Owner

Source: Frederick County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3649 BYRON CIR, FREDERICK, MD 21704-7811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL FEDERAL CREDIT UNION/MD
Apr 11, 2024	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FCU OF MARYLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2005 · Amount on Record
Deed Sale	Aug 22, 2005 · Amount on Record
Prior Sale	Sep 20, 2001 · Amount on Record
Deed Document Number	200556278
Deed Book / Page	5508 / 451
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Jun 5, 2026
Property Address	3649 BYRON CIR, FREDERICK, MD 21704-7811
Document Number	1789000279
Book / Page	17899 / 279
Instrument Date	May 14, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	3649 BYRON CIR, FREDERICK, MD 21704-7811

Mortgage

Document Number	1789000279,
Date	Jun 5, 2026
Book Page	17899/279

Lender

Name	FIRST FINANCIAL FEDERAL CREDIT UNION/MD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3649 BYRON CIR, FREDERICK, MD 21704-7811
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0168240118
Date	Apr 11, 2024
Book Page	16824/118

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	SPARKS GLENCOE, MD 21152

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Feb 29, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,495.00 (+9.97%) Homeowner's exemption	$693,000 (+15.34%)	$795,200 (+23.88%) Land $276,900 Building $518,300
2023	$8,634.00 Homeowner's exemption	$600,833	$641,900 Land $201,400 Building $440,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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