3648 Byron Cir, Frederick, MD 21704 Property Records

Frederick County property record for 3648 Byron Cir, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,179 sqft · built 2001
Lot Size	0.271 acres (11,803 sqft)
Owner	2 Individual Names on Record
Last Sale	$603,000 (Feb 2020)
Tax Bill	$9,500 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-223757`

Property Details

APN / Parcel Number

Primary APN	`07-223757`
Alternative APNs	`7223757` `223757`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,179 sqft Living Area
Gross Area	4,599 sqft
1st Floor Area	1,569 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,803 sqft (0.271 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	223757
Street Address	3648 BYRON CIR
City	FREDERICK
State	MD
Zip	21704-7834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 260 SECTION K2 11,803 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA SEC K2
Legal Lot Number	260
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1011
Census Tract	752202

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3648 BYRON CIR, FREDERICK, MD 21704-7834
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK
Feb 13, 2020	Deed, Transfer SRM TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2020 · Amount on Record
Deed Sale	Feb 13, 2020 · Amount on Record
Prior Sale	Aug 6, 2001 · Amount on Record
Deed Book / Page	13527 / 245
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3648 BYRON CIR, FREDERICK, MD 21704-7834
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146900234
Date	Mar 24, 2021
Book Page	14690/234

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 13, 2020
Property Address	3648 BYRON CIR, FREDERICK, MD 21704-7834
Document Number	0135270245
Book / Page	13527 / 0245
Map Reference	MB 65 PL 57
Instrument Date	Dec 16, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	SRM TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$3,015.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3648 BYRON CIR, FREDERICK, MD 21704-7834

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$744,467 (+23.95%)	$796,000 (+24.1%) Land $279,400 Building $516,600
2025	$9,500.00 (+9.98%)
2023	$8,638.00 Homeowner's exemption	$600,633	$641,400 Land $203,400 Building $438,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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