3649 Berger Rd, Lutz, FL 33548 Property Records

Hillsborough County property record for 3649 Berger Rd, Lutz, FL 33548

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,564 sqft · built 1991
Lot Size	0.743 acres (32,377 sqft)
Owner	2 Trust Names on File
Last Sale	$825,000 (May 2022)
Tax Bill	$12,687 (2025)
Deeds & Mortgages	May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`014918-1000`

Property Details

APN / Parcel Number

Primary APN	`014918-1000`
Alternative APN	`U2227180KG000000000220`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,564 sqft Living Area
Gross Area	4,951 sqft
1st Floor Area	3,564 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	32,377 sqft (0.743 acres)
Lot Dimensions	200 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	685 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	637 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0149181000
Street Address	3649 BERGER RD
City	LUTZ
State	FL
Zip	33548-4703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-2
Legal Description	CRENSHAW LAKES BEG AT THE NWLY COR OF SELY 150 FT OF LOT 22 THENCE N 35 DEG 27 MIN 00 SEC W ALONG NELY R/W OF BERGER RD 100 FT N 43 DEG 57 MIN 13 SEC E 269.69 FT S 37 DEG 23 MIN 16 SEC E 140 FT MOL TO NLY LINE OF SELY 150 FT OF LOT 22 THENCE S 52 DEG
Legal Range	18E
Legal Township	27S
Legal Section	22
Legal Subdivision	CRENSHAW LAKES
Legal Lot Number	22
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	1
Census Block	1024
Census Tract	11109

Owner

3649 Berger Rd is owner-occupied and held in a trust since May 2022.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3649 BERGER RD, LUTZ, FL 33548-4703
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2022 · Amount on File
Deed Sale	May 16, 2022 · Amount on File
Prior Sale	Dec 21, 2016 · Amount on File
Deed Document Number	2022249688
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 16, 2022
Property Address	3649 BERGER RD, LUTZ, FL 33548-4703
Document Number	0000249688
Instrument Date	May 13, 2022
Instrument	2022249688
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$5,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3649 BERGER RD, LUTZ, FL 33548-4703

Tax Assessment & Valuation

The 2025 property tax bill for 3649 Berger Rd was $12,687 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$692,747 (-1.28%) Land $134,572 Building $558,175	$692,747 (-1.28%) Land $134,572 Building $558,175
2025	$12,687.00 Homeowner's exemption	$701,700 Land $134,572 Building $567,128	$701,700 Land $134,572 Building $567,128
2023	$11,576.00 (+49.6%) Homeowner's exemption	$675,152 (+47.76%) Land $123,372 Building $551,780	$675,152 (-5.32%) Land $123,372 Building $551,780
2022	$7,738.00 Homeowner's exemption	$456,926	$713,121 Land $112,172 Building $600,949

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3649 Berger Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 118 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	118 in force
Nearby Flood Claims	19 (1996–2024)
Claims Outside the SFHA	7 of 19
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Irma, Sep 2017 · 3 claims Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3649 Berger Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20